Használati útmutató GE Profile JD968BKBB

GE sütő Profile JD968BKBB

Olvassa el alább 📖 a magyar nyelvű használati útmutatót GE Profile JD968BKBB (108 oldal) a sütő kategóriában. Ezt az útmutatót 2 ember találta hasznosnak és 2 felhasználó értékelte átlagosan 4.5 csillagra

Oldal 1/108
*(
*($SSOLDQFHVFRP
:ULWHWKHPRGHODQGVHULDO
QXPEHUVKHUH
0RGHOBBBBBBBBBBBBBBBB
6HULDO BBBBBBBBBBBBBBBB
<RXFDQILQGWKHPRQDODEHO
EHKLQGWKHGUDZHURUEHKLQGWKH
ORZHURYHQGRRURQWKHIURQWRI
WKHUDQJHIUDPH
4XLFN6HW9
4XLFN6HW9,DQG
1H[W6WHS&RQWURO
2ZQHU·V0DQXDO
5DQJHV
6DIHW\,QVWUXFWLRQV²
2SHUDWLQJ,QVWUXFWLRQV
.LWFKHQ7LPHU 
2YHQ²
$GMXVW2YHQ7KHUPRVWDW
%DNLQJRU5RDVWLQJ
%URLOLQJ%URLOLQJ*XLGH
&RQWUROV
&RQYHFWLRQ2YHQ²
/RZHU2YHQ'UDZHU
3UHKHDWLQJ
3UREH
6DEEDWK)HDWXUH 
6HOI&OHDQLQJ

6ORZ&RRN:DUPLQJDQG3URRILQJ)HDWXUHV

6SHFLDO)HDWXUHV
7LPHG%DNLQJDQG5RDVWLQJ
:DUPLQJ'UDZHU
6XUIDFH8QLWV²
&RRNZDUH
*ULGGOH
.QRE&RQWUROOHG0RGHOV
7RXFK3DG&RQWUROOHG0RGHOV
&DUHDQG&OHDQLQJ
&RQWURO.QREV
&RQWURO3DQHO
*ODVV&RRNWRS
/LIW2II2YHQ'RRU
/LJKW
2YHQ)ORRU
2YHQ+HDWLQJ(OHPHQWV 
5DFNV
5HPRYDEOH:DUPLQJ'UDZHU/RZHU2YHQ'UDZHU3DQ

6WRUDJH'UDZHU
6XUIDFHV
9HQW
7URXEOHVKRRWLQJ7LSV²
$FFHVVRULHV
&RQVXPHU6XSSRUW
&RQVXPHU6XSSRUW
:DUUDQW\
3ULQWHGRQ
5HF\FOHG3DSHU
)UHH6WDQGLQJ6OLGH,QDQG'URS,Q(OHFWULF
,Q&DQDGD
ZZZ*($SSOLDQFHVFD
3ULQWHGLQWKH8QLWHG6WDWHV
5HDGDOOVDIHW\LQVWUXFWLRQVEHIRUHXVLQJWKHSURGXFW)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVPD\UHVXOWLQILUHHOHFWULFVKRFN
VHULRXVLQMXU\RUGHDWK
,03257$176$)(7<127,&(
7KH&DOLIRUQLD6DIH'ULQNLQJ:DWHUDQG7R[LF(QIRUFHPHQW$FWUHTXLUHVWKH*RYHUQRURI&DOLIRUQLDWRSXEOLVKDOLVWRIVXEVWDQFHV
NQRZQWRWKHVWDWHWRFDXVHFDQFHUELUWKGHIHFWVRURWKHUUHSURGXFWLYHKDUPDQGUHTXLUHVEXVLQHVVHVWRZDUQFXVWRPHUVRISRWHQWLDO
H[SRVXUHWRVXFKVXEVWDQFHV
7KHILEHUJODVVLQVXODWLRQLQVHOIFOHDQRYHQVJLYHVRIIDYHU\VPDOODPRXQWRIFDUERQPRQR[LGHGXULQJWKHFOHDQLQJF\FOH([SRVXUHFDQ
EHPLQLPL]HGE\YHQWLQJZLWKDQRSHQZLQGRZRUXVLQJDYHQWLODWLRQIDQRUKRRG
,03257$176$)(7<,1)250$7,21
5($'$//,16758&7,216%()25(86,1*
$17,7,3'(9,&(
:$51,1*
:$51,1*
7RUHGXFHWKHULVNRIWLSSLQJWKH
UDQJHWKHUDQJHPXVWEHVHFXUHG
E\DSURSHUO\LQVWDOOHGDQWLWLS
EUDFNHW6HHLQVWDOODWLRQLQVWUXFWLRQV
VKLSSHGZLWKWKHEUDFNHWIRU
FRPSOHWHGHWDLOVEHIRUHDWWHPSWLQJ
WRLQVWDOO
)RU)UHHVWDQGLQJDQG6OLGH,Q
5DQJHV
7RFKHFNLIWKHEUDFNHWLVLQVWDOOHG
DQGHQJDJHGSURSHUO\ORRN
XQGHUQHDWKWKHUDQJHWRVHHWKDW
WKHUHDUOHYHOLQJOHJLVHQJDJHGLQWKHEUDFNHW2QVRPHPRGHOVWKH
VWRUDJHGUDZHURUNLFNSDQHOFDQEHUHPRYHGIRUHDV\LQVSHFWLRQ,IYLVXDO
LQVSHFWLRQLVQRWSRVVLEOHVOLGHWKHUDQJHIRUZDUGFRQILUPWKHDQWLWLS
EUDFNHWLVVHFXUHO\DWWDFKHGWRWKHIORRURUZDOODQGVOLGHWKHUDQJHEDFNVR
WKHUHDUOHYHOLQJOHJLVXQGHUWKHDQWLWLSEUDFNHW
,IWKHUDQJHLVSXOOHGIURPWKHZDOOIRUDQ\UHDVRQDOZD\VUHSHDWWKLV
SURFHGXUHWRYHULI\WKHUDQJHLVSURSHUO\VHFXUHGE\WKHDQWLWLSEUDFNHW
1HYHUFRPSOHWHO\UHPRYHWKHOHYHOLQJOHJVRUWKHUDQJHZLOOQRWEHVHFXUHG
WRWKHDQWLWLSGHYLFHSURSHUO\
)RU'URS,Q5DQJHV
7RFKHFNLIWKHEUDFNHWLVLQVWDOOHGDQGHQJDJHGSURSHUO\VOLGHWKHUDQJH
IRUZDUGFRQILUPWKHDQWLWLSEUDFNHWLVVHFXUHO\DWWDFKHGWRWKHUHDURIWKH
UDQJHDQGVOLGHWKHUDQJHEDFNVRWKDWWKHDQWLWLSEUDFNHWVOLGHVMXVWXQGHU
WKHFRXQWHUWRSRUZRRGEORFNDWWDFKHGWRWKHUHDUZDOO
,I\RXGLGQRWUHFHLYHDQDQWLWLSEUDFNHWZLWK\RXUSXUFKDVHFDOO
)RULQVWDOODWLRQLQVWUXFWLRQVRIWKHEUDFNHWYLVLW
ZZZ*($SSOLDQFHVFD
Rear Wall
Oven
Anti-Tip
Bracket
Countertop or
Wood Block
)UHHVWDQGLQJDQG6OLGH,Q5DQJHV
'URS,Q5DQJHV
$QWL7LS
%UDFNHW
/HYHOLQJ/HJ
A child or adult can tip the range and be killed.
Verify the anti-tip bracket has been properly installed
and engaged.
Ensure the anti-tip bracket is re-engaged when the range
is moved.
Do not operate the range without the anti-tip bracket in
place and engaged.
Failure to follow these instructions can result in death or
serious burns to children or adults.
Tip-Over Hazard
WARNING
8VHWKLVDSSOLDQFHIRULWVLQWHQGHGSXUSRVHDVGHVFULEHGLQWKLV
2ZQHU·V0DQXDO
%HVXUH\RXUDSSOLDQFHLVSURSHUO\LQVWDOOHGDQGJURXQGHGE\D
TXDOLILHGLQVWDOOHULQDFFRUGDQFHZLWKWKHSURYLGHGLQVWDOODWLRQ
LQVWUXFWLRQV
'RQRWDWWHPSWWRUHSDLURUUHSODFHDQ\SDUWRI\RXUUDQJHXQOHVV
LWLVVSHFLILFDOO\UHFRPPHQGHGLQWKLVPDQXDO$OORWKHUVHUYLFLQJ
VKRXOGEHWUDQVIHUUHGWRDTXDOLILHGWHFKQLFLDQ
%HIRUHSHUIRUPLQJDQ\VHUYLFHXQSOXJWKHUDQJHRUGLVFRQQHFW
WKHSRZHUVXSSO\DWWKHKRXVHKROGGLVWULEXWLRQSDQHOE\
UHPRYLQJWKHIXVHRUVZLWFKLQJRIIWKHFLUFXLWEUHDNHU
'RQRWOHDYHFKLOGUHQDORQH³FKLOGUHQVKRXOGQRWEHOHIWDORQH
RUXQDWWHQGHGLQDQDUHDZKHUHDQDSSOLDQFHLVLQXVH7KH\
VKRXOGQHYHUEHDOORZHGWRFOLPEVLWRUVWDQGRQDQ\SDUWRIWKH
DSSOLDQFH
&$87,21'RQRWVWRUHLWHPVRILQWHUHVWWRFKLOGUHQ
DERYHDUDQJHRURQWKHEDFNJXDUGRIDUDQJFKLOGUHQFOLPELQJ
RQWKHUDQJHWRUHDFKLWHPVFRXOGEHVHULRXVO\LQMXUHG
8VHRQO\GU\SRWKROGHUPRLVWRUGDPSSRWKROGHUVRQKRW
VXUIDFHVPD\UHVXOWLQEXUQVIURPVWHDP'RQRWOHWSRWKROGHUV
WRXFKKRWVXUIDFHXQLWVRUKHDWLQJHOHPHQWV'RQRWXVHDWRZHO
RURWKHUEXON\FORWKLQSODFHRISRWKROGHUV
1HYHUXVH\RXUDSSOLDQFHIRUZDUPLQJRUKHDWLQJWKHURRP
'RQRWWRXFKWKHVXUIDFHXQLWVWKHKHDWLQJHOHPHQWVRUWKH
LQWHULRUVXUIDFHRIWKHRYHQ7KHVHVXUIDFHVPD\EHKRWHQRXJK
WREXUQHYHQWKRXJKWKH\DUHGDUNLQFRORU'XULQJDQGDIWHUXVH
GRQRWWRXFKRUOHWFORWKLQJRURWKHUIODPPDEOHPDWHULDOVFRQWDFW
WKHVXUIDFHXQLWVDUHDVQHDUE\WKHVXUIDFHXQLWVRUDQ\LQWHULRU
DUHDRIWKHRYHQDOORZVXIILFLHQWWLPHIRUFRROLQJILUVW2WKHU
VXUIDFHVRIWKHDSSOLDQFHPD\EHFRPHKRWHQRXJKWRFDXVH
EXUQV3RWHQWLDOO\KRWVXUIDFHVLQFOXGHWKHFRRNWRSDUHDVIDFLQJ
WKHFRRNWRSRYHQYHQWRSHQLQJVXUIDFHVQHDUWKHRSHQLQJDQG
FUHYLFHVDURXQGWKHRYHQGRRU
'RQRWKHDWXQRSHQHGIRRGFRQWDLQHUV3UHVVXUHFRXOGEXLOGXS
DQGWKHFRQWDLQHUFRXOGEXUVWFDXVLQJDQLQMXU\
$YRLGVFUDWFKLQJRULPSDFWLQJJODVVGRRUVFRRNWRSVRUFRQWURO
SDQHOV'RLQJVRPD\OHDGWRJODVVEUHDNDJH'RQRWFRRNRQD
SURGXFWZLWKEURNHQJODVV6KRFNILUHRUFXWVPD\RFFXU
&RRNPHDWDQGSRXOWU\WKRURXJKOPHDWWRDWOHDVWDQLQWHUQDO
WHPSHUDWXUHRI)DQGSRXOWU\WRDWOHDVWDQLQWHUQDO
WHPSHUDWXUHRI)&RRNLQJWRWKHVHWHPSHUDWXUHVXVXDOO\
SURWHFWVDJDLQVWIRRGERUQHLOOQHVV
'RQRWVWRUHRUXVHIODPPDEOHPDWHULDOVLQDQRYHQRUQHDU
WKHFRRNWRSLQFOXGLQJSDSHUSODVWLFSRWKROGHUVOLQHQVZDOO
FRYHULQJVFXUWDLQVGUDSHVDQGJDVROLQHRURWKHUIODPPDEOH
YDSRUVDQGOLTXLGV
1HYHUZHDUORRVHILWWLQJRUKDQJLQJJDUPHQWVZKLOHXVLQJ
WKHDSSOLDQFH7KHVHJDUPHQWVPD\LJQLWHLIWKH\FRQWDFWKRW
VXUIDFHVFDXVLQJVHYHUHEXUQV
'RQRWOHWFRRNLQJJUHDVHRURWKHUIODPPDEOHPDWHULDOV
DFFXPXODWHLQRUQHDUWKHUDQJH*UHDVHLQWKHRYHQRURQWKH
FRRNWRSPD\LJQLWH
&OHDQYHQWLODWLQJKRRGVIUHTXHQWO\*UHDVHVKRXOGQRWEH
DOORZHGWRDFFXPXODWHRQWKHKRRGRUILOWHU
*($SSOLDQFHVFRP
'RQRWXVHZDWHURQJUHDVHILUHV1HYHUSLFNXSDIODPLQJSDQ
7XUQWKHFRQWUROVRII6PRWKHUDIODPLQJSDQRQDVXUIDFH
XQLWE\FRYHULQJWKHSDQFRPSOHWHO\ZLWKDZHOOILWWLQJOLG
FRRNLHVKHHWRUIODWWUD\8VHDPXOWLSXUSRVHGU\FKHPLFDORU
IRDPW\SHILUHH[WLQJXLVKHU
,IWKHUHLVDILUHLQWKHRYHQGXULQJEDNLQJVPRWKHUWKHILUHE\
FORVLQJWKHRYHQGRRUDQGWXUQLQJWKHRYHQRIIRUE\XVLQJD
PXOWLSXUSRVHGU\FKHPLFDORUIRDPW\SHILUHH[WLQJXLVKHU
 ,IWKHUHLVDILUHLQWKHRYHQGXULQJVHOIFOHDQWXUQWKHRYHQ
RIIDQGZDLWIRUWKHILUHWRJRRXW'RQRWIRUFHWKHGRRU
RSHQ,QWURGXFWLRQRIIUHVKDLUDWVHOIFOHDQWHPSHUDWXUHV
PD\OHDGWRDEXUVWRIIODPHIURPWKHRYHQ)DLOXUHWRIROORZ
WKLVLQVWUXFWLRQPD\UHVXOWLQVHYHUHEXUQV
*(1(5$/6$)(7<,16758&7,216
:$51,1*
.((3)/$00$%/(0$7(5,$/6$:$<)520
7+(5$1*(
:$51,1*
,17+((9(172)$),5(7$.(7+()2//2:,1*
67(367235(9(177+(),5()520635($',1*
:$51,1*
*($SSOLDQFHVFRP
6WDQGDZD\IURPWKHUDQJHZKHQRSHQLQJWKHRYHQ
GRRU+RWDLURUVWHDPZKLFKHVFDSHVFDQFDXVHEXUQV
WRKDQGVIDFHDQGRUH\HV
.HHSWKHRYHQYHQWXQREVWUXFWHG
.HHSWKHRYHQIUHHIURPJUHDVHEXLOGXS*UHDVHLQWKH
RYHQPD\LJQLWH
3ODFHRYHQUDFNVLQGHVLUHGORFDWLRQZKLOHRYHQLVFRRO
,IUDFNPXVWEHPRYHGZKLOHRYHQLVKRWGRQRWOHWSRW
KROGHUFRQWDFWKRWKHDWLQJHOHPHQWLQRYHQ
:KHQXVLQJFRRNLQJRUURDVWLQJEDJVLQWKHRYHQIROORZ
WKHPDQXIDFWXUHVGLUHFWLRQV
3XOOWKHRYHQUDFNWRWKHVWRSORFNSRVLWLRQZKHQ
ORDGLQJDQGXQORDGLQJIRRGIURPWKHRYHQ7KLVKHOSV
SUHYHQWEXUQVIURPWRXFKLQJKRWVXUIDFHVRIWKHGRRU
DQGRYHQZDOOV
'RQRWOHDYHLWHPVVXFKDVSDSHUFRRNLQJXWHQVLOVRU
IRRGLQWKHRYHQZKHQQRWLQXVH,WHPVVWRUHGLQDQ
RYHQFDQLJQLWH
'RQRWXVHDOXPLQXPIRLOWROLQHWKHRYHQERWWRP
)RLOFDQWUDSKHDWRUPHOWUHVXOWLQJLQGDPDJHWRWKH
SURGXFWDQGDVKRFNRUILUHKD]DUG
7KHVHOIFOHDQLQJIHDWXUHRSHUDWHVWKHRYHQDWWHPSHUDWXUHVKLJKHQRXJKWREXUQDZD\IRRGVRLOVLQWKHRYHQ
)ROORZWKHVHLQVWUXFWLRQVIRUVDIHRSHUDWLRQ
%HIRUHRSHUDWLQJWKHVHOIFOHDQF\FOHUHPRYHSDQV
VKLQ\PHWDORYHQUDFNVDQGRWKHUXWHQVLOVIURPWKH
RYHQ2QO\JUD\SRUFHODLQFRDWHGRYHQUDFNVPD\EH
OHIWLQWKHRYHQ'RQRWXVHVHOIFOHDQWRFOHDQRWKHU
SDUWVVXFKDVGULSSDQVRUERZOV
%HIRUHRSHUDWLQJWKHVHOIFOHDQF\FOHZLSHJUHDVHDQG
IRRGVRLOVIURPWKHRYHQ([FHVVLYHDPRXQWRIJUHDVH
PD\LJQLWHOHDGLQJWRVPRNHGDPDJHWR\RXUKRPH
,IWKHVHOIFOHDQLQJPRGHPDOIXQFWLRQVWXUQWKHRYHQRII
DQGGLVFRQQHFWWKHSRZHUVXSSO\+DYHLWVHUYLFHGE\D
TXDOLILHGWHFKQLFLDQ
'RQRWFOHDQWKHGRRUJDVNHW7KHGRRUJDVNHWLV
HVVHQWLDOIRUDJRRGVHDO&DUHVKRXOGEHWDNHQQRWWR
UXEGDPDJHRUPRYHWKHJDVNHW
'RQRWXVHRYHQFOHDQHUV1RFRPPHUFLDORYHQFOHDQHU
RURYHQOLQHUSURWHFWLYHFRDWLQJRIDQ\NLQGVKRXOGEH
XVHGLQRUDURXQGDQ\SDUWRIWKHRYHQ
7KHSXUSRVHRIWKHZDUPLQJGUDZHULVWRKROGKRW
FRRNHGIRRGVDWVHUYLQJWHPSHUDWXUH%DFWHULDZLOOJURZ
LQIRRGZKLOHLWLVEHORZ)'RQRWSXWFROGIRRG
LQZDUPLQJGUDZHU'RQRWKHDWIRRGIRUPRUHWKDQ
KRXUV)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVPD\UHVXOWLQ
IRRGERUQHLOOQHVV
'RQRWOHDYHSDSHUSURGXFWVSODVWLFVFDQQHGIRRGRU
FRPEXVWLEOHPDWHULDOVLQWKHGUDZHU7KH\PD\LJQLWH
'RQRWWRXFKWKHKHDWLQJHOHPHQWRUWKHLQWHULRUVXUIDFH
RIWKHGUDZHU7KHVHVXUIDFHVPD\EHKRWHQRXJKWR
FDXVHEXUQV
8VHFDUHZKHQRSHQLQJWKHGUDZHU2SHQWKHGUDZHUD
FUDFNDQGOHWKRWDLURUVWHDPHVFDSHEHIRUHUHPRYLQJ
RUUHSODFLQJIRRG+RWDLURUVWHDPWKDWHVFDSHVFDQ
FDXVHEXUQVWRKDQGVIDFHDQGRUH\HV
'RQRWXVHDOXPLQXPIRLOWROLQHWKHORZHUGUDZHU7KH
IRLOZLOOWUDSKHDWEHORZDQGXSVHWWKHSHUIRUPDQFH
RIWKHRYHQ)RLOFDQPHOWDQGSHUPDQHQWO\GDPDJH
WKHGUDZHUERWWRP'DPDJHIURPLPSURSHUXVHRI
DOXPLQXPIRLOLVQRWFRYHUHGE\WKHSURGXFWZDUUDQW\
29(16$)(7<,16758&7,216
:$51,1*
6(/)&/($1,1*29(16$)(7<,16758&7,216
6RPHPRGHOV
:$51,1*
:$50,1*'5$:(5/2:(529(1'5$:(56$)(7<
,16758&7,216VRPHPRGHOV
:$51,1*
)RUPRGHOVZLWKDJODVVFRRNWRS
1HYHUFRRNGLUHFWO\RQWKHJODVV
$OZD\VXVHFRRNZDUH
$ERXWWKHUDGLDQWVXUIDFHXQLWV
7KHUDGLDQWFRRNWRSIHDWXUHVKHDWLQJXQLWV
EHQHDWKDVPRRWKJODVVVXUIDFH
&RRNWRSWHPSHUDWXUHVLQFUHDVHZLWKWKH
QXPEHURIVXUIDFHXQLWVWKDWDUHRQ:LWKRU
XQLWVWXUQHGRQVXUIDFHWHPSHUDWXUHVDUHKLJK
$OZD\VXVHFDXWLRQZKHQWRXFKLQJWKHFRRNWRS
$QLQGLFDWRUOLJKWZLOOFRPHRQZKHQWKH
VXUIDFHXQLWLVWXUQHGRQ
7KHDSSURSULDWH+27685)$&( LQGLFDWRU
OLJKWZLOOJORZZKHQLWVFRUUHVSRQGLQJUDGLDQW
HOHPHQWLVWXUQHGRQDQGZLOOUHPDLQRQXQWLO
WKHVXUIDFHKDVFRROHGEHORZ)
127(
+RWVXUIDFHLQGLFDWRUOLJKWZLOO
6WD\RQHYHQDIWHUWKHXQLWLVWXUQHGRII
*ORZEULJKWO\XQWLOWKHXQLWKDVFRROHG
EHORZ)
127($VOLJKWRGRULVQRUPDOZKHQDQHZ
FRRNWRSLVXVHGIRUWKHILUVWWLPH,WLVFDXVHG
E\WKHKHDWLQJRIQHZSDUWVDQGLQVXODWLQJ
PDWHULDOVDQGZLOOGLVDSSHDULQDVKRUWWLPH
127(2QPRGHOVZLWKOLJKWFRORUHGJODVV
FRRNWRSVLWLVQRUPDOIRUWKHFRRNLQJ]RQHVWR
FKDQJHFRORUZKHQKRWRUFRROLQJGRZQ7KLVLV
WHPSRUDU\DQGZLOOGLVDSSHDUDVWKHJODVVFRROV
WRURRPWHPSHUDWXUH
,WLVVDIHWRSODFHKRWFRRNZDUHIURPWKHRYHQ
RUVXUIDFHRQWKHJODVVFRRNWRSZKHQWKH
VXUIDFHLVFRRO
(YHQDIWHUWKHVXUIDFHXQLWVDUHWXUQHGRIIWKH
JODVVFRRNWRSUHWDLQVHQRXJKKHDWWRFRQWLQXH
FRRNLQJ7RDYRLGRYHUFRRNLQJUHPRYHSDQV
IURPWKHVXUIDFHXQLWVZKHQWKHIRRGLVFRRNHG
$YRLGSODFLQJDQ\WKLQJRQWKHVXUIDFHXQLWXQWLO
LWKDVFRROHGFRPSOHWHO\
:DWHUVWDLQVPLQHUDOGHSRVLWVDUHUHPRYDEOH
XVLQJWKHFOHDQLQJFUHDPRUIXOOVWUHQJWK
ZKLWHYLQHJDU
8VHRIZLQGRZFOHDQHUPD\OHDYHDQ
LULGHVFHQWILOPRQWKHFRRNWRS7KHFOHDQLQJ
FUHDPZLOOUHPRYHWKLVGLVFRORUDWLRQ
'RQ·WVWRUHKHDY\LWHPVDERYHWKHFRRNWRS,I
WKH\GURSRQWRWKHFRRNWRSWKH\FDQFDXVH
GDPDJH
'RQRWXVHWKHVXUIDFHDVDFXWWLQJERDUG
$OZD\VSODFHWKHSDQLQWKHFHQWHU
RIWKHVXUIDFHXQLW\RXDUHFRRNLQJRQ
'RQRWVOLGHFRRNZDUHDFURVVWKH
FRQWURORUFRRNWRSVXUIDFHEHFDXVH
LWFDQVFUDWFKWKHJODVV7KHJODVVLV
VFUDWFKUHVLVWDQWQRWVFUDWFKSURRI
),5(+$=$5'1HYHUOHDYHWKHUDQJHXQDWWHQGHGZLWKWKHFRRNWRSRQPHGLXPRUKLJK
VHWWLQJV.HHSIODPPDEOHLWHPVDZD\IURPWKHFRRNWRS7XUQRIIDOOFRQWUROVZKHQGRQH
FRRNLQJ)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVFDQUHVXOWLQILUHVHULRXVLQMXU\RUGHDWK
127(7KURXJKRXWWKLVPDQXDOIHDWXUHVDQGDSSHDUDQFHPD\YDU\IURP\RXUPRGHO
:$51,1*
6HOHFWLQJW\SHVRIFRRNZDUH
IRUJODVVFRRNWRSPRGHOV
RQQRQLQGXFWLRQPRGHOV
*($SSOLDQFHVFRP
6WDLQOHVV6WHHO
UHFRPPHQGHG
$OXPLQXP
KHDY\ZHLJKWUHFRPPHQGHG
*RRGFRQGXFWLYLW\$OXPLQXPUHVLGXHV
VRPHWLPHVDSSHDUDVVFUDWFKHVRQWKHFRRNWRS
EXWFDQEHUHPRYHGLIFOHDQHGLPPHGLDWHO\
%HFDXVHRILWVORZPHOWLQJSRLQWWKLQZHLJKW
DOXPLQXPVKRXOGQRW
EHXVHG
&RSSHU%RWWRP
UHFRPPHQGHG
&RSSHUPD\OHDYHUHVLGXHVZKLFKFDQDSSHDU
DVVFUDWFKHV7KHUHVLGXHVFDQEHUHPRYHGDV
ORQJDVWKHFRRNWRSLVFOHDQHGLPPHGLDWHO\
+RZHYHUGRQRWOHWWKHVHSRWVERLOGU\
2YHUKHDWHGPHWDOFDQERQGWRJODVVFRRNWRSV
$QRYHUKHDWHGFRSSHUERWWRPSRWZLOOOHDYHD
UHVLGXHWKDWZLOOSHUPDQHQWO\VWDLQWKHFRRNWRS
LIQRWUHPRYHGLPPHGLDWHO\
3RUFHODLQ(QDPHORQ&DVW,URQ
UHFRPPHQGHGLIERWWRPRISDQLVFRDWHG
3RUFHODLQ(QDPHORQ6WHHO
QRWUHFRPPHQGHG
+HDWLQJHPSW\SDQVFDQFDXVHSHUPDQHQW
GDPDJHWRFRRNWRSJODVV7KHHQDPHOFDQPHOW
DQGERQGWRWKHFHUDPLFFRRNWRS
*ODVVFHUDPLF
QRWUHFRPPHQGHG
3RRUSHUIRUPDQFH:LOOVFUDWFKWKHVXUIDFH
6WRQHZDUH
QRWUHFRPPHQGHG
3RRUSHUIRUPDQFH0D\VFUDWFKWKHVXUIDFH
&DVW,URQ
QRWUHFRPPHQGHG³XQOHVVGHVLJQHGVSHFLILFDOO\
IRUJODVVFRRNWRSV
3RRUFRQGXFWLYLW\DQGVORZWRDEVRUEKHDW:LOO
VFUDWFKWKHFRRNWRSVXUIDFH
&KHFNSDQVIRUIODWERWWRPVE\
XVLQJDVWUDLJKWHGJH
3DQVZLWKURXQGHGFXUYHG
ULGJHGRUZDUSHGERWWRPVDUHQRW
UHFRPPHQGHG
7KHIROORZLQJLQIRUPDWLRQZLOOKHOS\RXFKRRVHFRRNZDUHZKLFKZLOOJLYHJRRGSHUIRUPDQFHRQJODVVFRRNWRSV6HHLQVHUW
IRUFRRNZDUHWRXVHZLWKLQGXFWLRQFRRNWRSV
)RU%HVW5HVXOWV
3ODFHRQO\GU\SDQVRQWKHVXUIDFH
HOHPHQWV'RQRWSODFHOLGVRQWKHVXUIDFH
HOHPHQWVSDUWLFXODUO\ZHWOLGV
'RQRWXVHZRNVWKDWKDYHVXSSRUWULQJV
7KLVW\SHRIZRNZLOOQRWKHDWRQJODVV
VXUIDFHHOHPHQWV
:HUHFRPPHQGWKDW\RXXVHRQO\DIODW
ERWWRPHGZRN7KH\DUHDYDLODEOHDW\RXU
ORFDOUHWDLOVWRUH7KHERWWRP
RIWKHZRNVKRXOGKDYHWKHVDPHGLDPHWHU
DVWKHVXUIDFHHOHPHQW
WRHQVXUHSURSHUFRQWDFW
6RPHVSHFLDOFRRNLQJSURFHGXUHVUHTXLUH
VSHFLILFFRRNZDUHVXFKDVSUHVVXUH
FRRNHUVGHHSIDWIU\HUVHWF$OOFRRNZDUH
PXVWKDYHIODWERWWRPVDQGEHWKHFRUUHFW
VL]H
$YRLGDOORZLQJIRRGVWRERLOGU\DVVRPH
FRRNZDUHPD\VWLFNWRWKHFRRNLQJ
VXUIDFHFDXVLQJSHUPDQHQWGDPDJHWR
WKHFRRNWRS
'RQRWSODFHZHWSDQV
RQWKHJODVVFRRNWRS
'RQRWXVHZRNVZLWKVXSSRUW
ULQJVRQWKHJODVVFRRNWRS
8VHIODWERWWRPHGZRNV
RQWKHJODVVFRRNWRS
127()ROORZDOOFRRNZDUHPDQXIDFWXUHVUHFRPPHQGDWLRQVZKHQXVLQJDQ\W\SHRIFRRNZDUHRQ
WKHFHUDPLFFRRNWRS
7RWXUQRQDVLQJOHVXUIDFHXQLW
7RXFKWKH SDGWKHQWRXFKWKH212))
²SDG
8VHWKH SDGWRFKRRVHWKHGHVLUHG²
SRZHUVHWWLQJ
7RXVHWKH0HOWIHDWXUH
7RXFKWKH SDGWKHQWRXFK212)) 0(/7
7KHHOHPHQWZLOODXWRPDWLFDOO\VHWWRD
SUHGHWHUPLQHGVHWWLQJDQG´/µZLOOEHGLVSOD\HG
7RWXUQRIIDVLQJOHVXUIDFHXQLWWRXFKWKH21
2))SDGDJDLQ
7RXVHWKH6LPPHUIHDWXUH
7RXFKWKH212))SDGWKHQWRXFK6,00(5
7KHHOHPHQWZLOODXWRPDWLFDOO\VHWWRD
SUHGHWHUPLQHGVHWWLQJDQG´µZLOOEHGLVSOD\HG
$GMXVWXVLQJWKH SDGWRLQFUHDVHRU²
GHFUHDVHWKHVLPPHUUDWH
6LQJOH6XUIDFH8QLW³&RRN6HWWLQJV
6XUIDFH8QLW&RRN6HWWLQJV
7KHFRRNWRSRIIHUVSRZHUOHYHOV3RZHU
OHYHOVUDQJHIURP´/µWR+,LQSUHFLVHKDOIVWHS
LQFUHPHQWV)RUH[DPSOHDQG
XSWR+,
3RZHU/HYHO´/µWKHORZHVWVHWWLQJLV
UHFRPPHQGHGIRU´.HHS:DUPµ
7KHSRZHUOHYHOLQFUHDVHVRQHKDOIOHYHOZLWK
HDFKWRXFK
127(:KHQFKDQJLQJIURPDKLJKKHDWVHWWLQJ
WRDORZHUKHDWVHWWLQJWKHVXUIDFHXQLWPD\VWRS
JORZLQJ7KLVLVQRUPDO7KHXQLWLVVWLOORQDQGKRW
127(7KLVFRRNWRSKDVDUDSLGKHDWXSIHDWXUH
,IWKHFRRNWRSLVFRROZKHQWXUQHGRQLWZLOOJORZ
UHGIRUDVKRUWSHULRGRIWLPHXQWLOWKHGHVLUHG
SRZHUVHWWLQJLVUHDFKHG
8VLQJWKHVXUIDFHXQLWV³7RXFKSDGFRQWUROOHGPRGHOV
7KHSRZHUOHYHOZLWKDIUDFWLRQ
LQGLFDWHVWKHDGGLWLRQDOKDOIVWHS
VHWWLQJ<RXPD\KHDUFOLFNLQJ
VRXQGVLQGLFDWLQJWKHFRQWUROLV
PDLQWDLQLQJ\RXUGHVLUHGVHWWLQJ
0XOWL5LQJ%XUQHUFDQEHGXDORUWULSOHGHSHQGLQJRQPRGHO
7RXFKWKH SDGIRUWKHULJKWIURQW212))
VXUIDFHXQLW
8VHWKH SDGWRVHWWKHGHVLUHGSRZHU²
VHWWLQJ
7RXFKWKH SDGDVQHHGHGWR%851(56,=(
VHOHFWWKHGHVLUHGEXUQHUVL]H
7KHOLJKWQH[WWRWKH SDGLQGLFDWHV%851(56,=(
ZKLFKVL]HWKHVXUIDFHXQLWLVRQ
7RWXUQWKHVXUIDFHXQLWRIIWRXFKWKH212))
SDG
6HHSDJHIRUDGGLWLRQDOLQIRUPDWLRQ
*($SSOLDQFHVFRP
8VLQJWKH:DUPLQJ=RQHRQVRPHPRGHOV
7KH LVORFDWHGLQWKHEDFN:$50,1*=21(
FHQWHURIWKHJODVVVXUIDFH
7RXVHWKH:$50,1*=21(
7RXFKWKH SDG:$50,1*=21(212))
7RVHOHFWWKHGHVLUHGFRQWUROVHWWLQJWRXFK
WKH SDGRQFHIRU WZLFHIRU6(/(&7 /2 0('
RUWKUHHWLPHVIRU+,
7RWXUQRIIWKH:$50,1*=21(
7RXFKWKH SDG:$50,1*=21(212))
)RUEHVWUHVXOWVDOOIRRGVRQWKH:$50,1*
=21(VKRXOGEHFRYHUHGZLWKDOLGRUDOXPLQXP
IRLO
$OZD\VXVHSRWKROGHUVRURYHQPLWWVZKHQ
UHPRYLQJIRRGIURPWKH:$50,1*=21(DV
FRRNZDUHZLOOEHKRW
'RQRWXVHSODVWLFZUDSWRFRYHUIRRG3ODVWLF
PD\PHOWRQWRWKHVXUIDFHDQGEHYHU\
GLIILFXOWWRFOHDQ
8VHRQO\FRRNZDUHUHFRPPHQGHGIRUWRSRI
UDQJHFRRNLQJ
W ZARMING ONE
S
ELECT
O
N
O
FF
)22'32,621+$=$5'%DFWHULDPD\JURZLQIRRGDWWHPSHUDWXUHVEHORZ)
$OZD\VVWDUWZLWKKRWIRRG'RQRWXVHZDUPVHWWLQJVWRKHDWFROGIRRG
'RQRWZDUPIRRGIRUPRUHWKDQKRXUV
)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVPD\UHVXOWLQIRRGERUQHLOOQHVV
8VLQJWKH:DUPLQJ=RQHRQVRPHPRGHOV
7KH LVORFDWHGLQWKHEDFN:$50,1*=21(
FHQWHURIWKHJODVVVXUIDFH
7RXVHWKH:$50,1*=21(
7RXFKWKH SDG:$50,1*=21(212))
7RXFKWKH/20(' +,RU SDGWR
VHOHFWWKHGHVLUHGFRQWUROVHWWLQJ
7RXFKWKH SDG67$57 ´:$50(5+272
ZLOOEHLQWKHFRQWUROGLVSOD\
7RWXUQRIIWKH:$50,1*=21(
7RXFKWKH SDG:$50,1*=21(212))
127( &/($52))7KH SDGZLOOQRWWXUQRIIWKH
:$50,1*=21(
)RUEHVWUHVXOWVDOOIRRGVRQWKH:$50,1*
=21(VKRXOGEHFRYHUHGZLWKDOLGRUDOXPLQXP
IRLO
$OZD\VXVHSRWKROGHUVRURYHQPLWWVZKHQ
UHPRYLQJIRRGIURPWKH DV:$50,1*=21(
FRRNZDUHZLOOEHKRW
'RQRWXVHSODVWLFZUDSWRFRYHUIRRG3ODVWLF
PD\PHOWRQWRWKHVXUIDFHDQGEHYHU\GLIILFXOW
WRFOHDQ
8VHRQO\FRRNZDUHUHFRPPHQGHGIRUWRSRI
UDQJHFRRNLQJ
:$51,1*
7HPSHUDWXUH/LPLWHU
(YHU\UDGLDQWVXUIDFHXQLWKDVDWHPSHUDWXUH
OLPLWHU
7KHWHPSHUDWXUHOLPLWHUSURWHFWVWKHJODVV
FRRNWRSIURPJHWWLQJWRRKRW,WLVQRUPDOIRULW
WRF\FOHZKHQWKHFRRNWRSLVLQXVH
7KHWHPSHUDWXUHOLPLWHUPD\F\FOHWKHXQLWVRII
PRUHIUHTXHQWO\IRUDWLPHLI
7KHSDQERLOVGU\
7KHSDQERWWRPLVQRWIODW
7KHSDQLVRIIFHQWHU
7KHUHLVQRSDQRQWKHXQLW
7KURXJKRXWWKLVPDQXDOIHDWXUHVDQGDSSHDUDQFHPD\YDU\IURP\RXUPRGHO
+RZWR6HW
3XVKWKHNQRELQDQGWXUQLQHLWKHUGLUHFWLRQWR
WKHVHWWLQJ\RXZDQW
)RUJODVVFRRNWRSVXUIDFHV
$ LQGLFDWRUOLJKWRQWKH+27&22.723
FRRNWRSZLOOJORZZKHQDQ\UDGLDQWHOHPHQW
LVWXUQHGRQ,WZLOOUHPDLQRQXQWLOWKHVXUIDFH
LVFRROHGWRDSSUR[LPDWHO\)
,QGLFDWRUOLJKWZLOO
&RPHRQZKHQWKHXQLWLVWXUQHGRQRUKRW
WRWKHWRXFK
6WD\RQHYHQDIWHUWKHXQLWLVWXUQHGRII
*ORZXQWLOWKHXQLWLVFRROHGWR
DSSUR[LPDWHO\)
$WERWK  DQG  WKHFRQWURO2)) +, FOLFNV
LQWRSRVLWLRQ<RXPD\KHDUVOLJKW
FOLFNLQJVRXQGVGXULQJFRRNLQJ
LQGLFDWLQJWKHFRQWUROLVPDLQWDLQLQJ
\RXUGHVLUHGVHWWLQJ
%HVXUH\RXWXUQWKHFRQWURONQRE
WR ZKHQ\RXILQLVKFRRNLQJ2))

8VLQJWKHVXUIDFHXQLW.QREFRQWUROOHGPRGHOV
'XDODQG7ULSOH6XUIDFH8QLWVDQG&RQWURO.QREVRQVRPHPRGHOV
7KHVXUIDFHXQLWKDVRUFRRNLQJVL]HV
WRVHOHFWIURPVR\RXFDQPDWFKWKHVL]H
RIWKHXQLWWRWKHVL]HRIWKHFRRNZDUH\RXDUH
XVLQJ
2QVRPHPRGHOV
2QVRPHPRGHOV
0RGHOVZLWKD7ULSOH6XUIDFH8QLWRQO\
0RGHOVZLWKD7ULSOH6XUIDFH8QLWRQO\
*($SSOLDQFHVFRP
7KURXJKRXWWKLVPDQXDOIHDWXUHVDQGDSSHDUDQFHPD\YDU\IURP\RXUPRGHO
8VLQJWKH%ULGJH%XUQHURQVRPHPRGHOV
7RXVHWKHEULGJHEXUQHUWXUQWKHOHIWIURQW
FRQWURONQREWRWKH%5,'*(%851(5VHWWLQJV
)RUIXOOEULGJHVXUIDFHXQLWRSHUDWLRQDOVRWXUQ
RQWKHOHIWUHDUVXUIDFHXQLW
7RXVHRQO\WKHIURQWVXUIDFHXQLWWXUQWKH
FRQWURONQREWRWKH VHWWLQJV)5217%851(5
8VHRQO\IODWERWWRPHGZRNV
:RN&RRNLQJ
:HUHFRPPHQGWKDW\RXXVHRQO\DIODW
ERWWRPHGZRN7KH\DUHDYDLODEOHDW\RXUORFDO
UHWDLOVWRUH
'RQRWXVHZRNVWKDWKDYHVXSSRUWULQJV
'RQRWXVHURXQGERWWRPZRNV<RXFRXOGEH
VHULRXVO\EXUQHGLIWKHZRNWLSSHGRYHU
+RPH&DQQLQJ7LSV
%HVXUHWKHFDQQHULVFHQWHUHGRYHUWKHVXUIDFH
XQLW
0DNHVXUHWKHFDQQHULVIODWRQWKHERWWRP
7RSUHYHQWEXUQVIURPVWHDPRUKHDW
XVHFDXWLRQZKHQFDQQLQJ
8VHUHFLSHVDQGSURFHGXUHVIURPUHSXWDEOH
VRXUFHV7KHVHDUHDYDLODEOHIURP
PDQXIDFWXUHUVVXFKDV%DOODQG.HUUDQGWKH
'HSDUWPHQWRI$JULFXOWXUH([WHQVLRQ6HUYLFH
)ODWERWWRPHGFDQQHUVDUHUHFRPPHQGHG8VH
RIZDWHUEDWKFDQQHUVZLWKULSSOHGERWWRPV
PD\H[WHQGWKHWLPHUHTXLUHG
WREULQJWKHZDWHUWRDERLO
0RGHOVZLWKD%ULGJH%XUQHURQO\

8VLQJWKHJULGGOH

*ULGGOH&RQWURORQVRPHPRGHOV
7RXVHWKHJULGGOHFRQWURO
7RXFKWKH212))SDGWRDFWLYDWHWKH
JULGGOH´ µZLOODSSHDULQWKHGLVSOD\
8VHWKH²SDGWRFKRRVHWKHGHVLUHG
SRZHUVHWWLQJ7KHGHIDXOWLV7KH
JULGGOHRIIHUVQLQHSRZHUOHYHOV3RZHU
OHYHOVUDQJHIURPWRLQ
LQFUHPHQWV
2QFHWKHGHVLUHGVHWWLQJKDVEHHQFKRVHQ
´3U(µZLOOEHGLVSOD\HGXQWLOWKHGHVLUHG
WHPSHUDWXUHKDVEHHQUHDFKHG
7RWXUQWKHJULGGOHXQLWRIIWRXFKWKH21
2))SDG
127(8VHRQO\ZLWKWKHJULGGOHFRQWURO
WRDYRLGGHJUDGLQJWKHQRQVWLFNFRDWLQJ
0RVWJULGGOHGIRRGVUHTXLUHFRRNLQJ
RQDSUHKHDWHGVXUIDFH3UHKHDWJULGGOH
DFFRUGLQJWRWKHJXLGHEHORZWKHQVZLWFK
WRWKHGHVLUHGFRRNVHWWLQJ
G CRIDDLE ONTROL
ON
OFF
+RZWRSODFHWKHJULGGOH
,03257$17$OZD\VSODFHDQGXVH\RXUJULGGOH
DWWKHGHVLJQDWHGORFDWLRQRQWKHFRRNWRS
,03257$17127(6
&OHDQWKHJULGGOHZLWKDVSRQJHDQGPLOG
GHWHUJHQWLQZDUPZDWHU'2127XVHEOXHRU
JUHHQVFUXEELQJSDGVRUVWHHOZRRO
$YRLGFRRNLQJH[WUHPHO\JUHDV\IRRGVDQGEH
FDUHIXORIJUHDVHVSLOORYHUZKLOHFRRNLQJ
1HYHUSODFHRUVWRUHDQ\LWHPVRQWKHJULGGOH
HYHQZKHQLWLVQRWLQXVH7KHJULGGOHFDQ
EHFRPHKHDWHGZKHQXVLQJWKHVXUURXQGLQJ
VXUIDFHXQLWV
$YRLGXVLQJPHWDOXWHQVLOVZLWKVKDUSSRLQWV
RUURXJKHGJHVZKLFKPLJKWGDPDJHWKH
JULGGOH'RQRWFXWIRRGVRQWKHJULGGOH
'RQRWXVHFRRNZDUHDVDVWRUDJHFRQWDLQHU
IRUIRRGRURLO3HUPDQHQWVWDLQLQJDQGRU
FUD]HOLQHVFRXOGUHVXOW
127(7KHQRQVWLFNFRDWLQJZLOOGHJUDGHZKHQ
H[SRVHGWRWHPSHUDWXUHVRYHU)8VH
RQO\ZLWKWKHJULGGOHFRQWURODQGRQO\DWWKH
GHVLJQDWHGORFDWLRQRQWKHFRRNWRS'RQRWXVH
WKHJULGGOHWREURLOIRRGLQWKHRYHQ'RQRWFOHDQ
WKHJULGGOHXVLQJWKHVHOIFOHDQPRGHLQWKHRYHQ
7KHJULGGOHFRQWUROSUHYHQWVRYHUKHDWLQJWKH
QRQVWLFNFRDWLQJ$WWHPSHUDWXUHVRYHU)
WKHQRQVWLFNSURSHUWLHVSHUPDQHQWO\GHJUDGH
DQGPD\SURGXFHIXPHVKDUPIXOWRELUGV
127(<RXUJULGGOHZLOOGLVFRORURYHUWLPHZLWK
XVH
127('RQRWFOHDQWKHJULGGOHLQWKHVHOI
FOHDQLQJRYHQ
127($OZD\VDOORZWKHFRRNZDUHWRFRRO
EHIRUHLPPHUVLQJLQZDWHU
  3UHKHDW
 7\SHRI)RRG 6HWWLQJ &RRN6HWWLQJ
 3DQFDNHV  
 +DPEXUJHUV  
 )ULHG(JJV  
 %DFRQ 1RQH 
 +RW6DQGZLFKHV  
 VXFKDV
 *ULOOHG&KHHVH
127(*ULGGOHVHWWLQJVPD\QHHGWREHDGMXVWHG
LIJULGGOHLVXVHGIRUDQH[WHQGHGWLPH6HWWLQJLVDQ
DSSUR[LPDWHFRRNLQJWHPSHUDWXUHDQGZLOOYDU\
ZLWKTXDQWLW\RIIRRG
%851+$=$5'*ULGGOHVXUIDFHVPD\EHKRWHQRXJKWRFDXVHEXUQVGXULQJDQGDIWHUXVH
3ODFHDQGUHPRYHWKHJULGGOHZKHQLWLVFRRODQGDOOVXUIDFHXQLWVDUHRII8VHRYHQPLWWVLI
\RXZLOOWRXFKWKHJULGGOHZKLOHKRW)DLOXUHWRGRVRFDQUHVXOWLQEXUQV
&$87,21
%HIRUHXVLQJWKLVFRRNZDUHIRUWKHILUVWWLPH
ZDVKLWWRPDNHVXUHLWLVFOHDQ7KHQVHDVRQ
LWOLJKWO\UXEELQJFRRNLQJRLORQWRWKHQRQVWLFN
VXUIDFH
*($SSOLDQFHVFRP

3UHSDULQJ4XDOLW\6WHDN(DV\DV
 %ULQJVWHDNWRURRPWHPSHUDWXUH
127($OZD\VXVHVDIHIRRGSUDFWLFHVZKHQKDQGOLQJPHDW
 6HDVRQERWKVLGHVWRWDVWHDQGFRDWZLWKROLYHRLORUVLPLODU
 3UHKHDWWKHRYHQWR%$.(DWZLWKWKHRYHQUDFNLQFHQWHUSRVLWLRQ´&µ
 3ODFH\RXUJULGGOHRQWKHGHVLJQDWHGDUHDRIWKHFRRNWRSDQGWKHQSUHKHDWWKHJULGGOH
WR)
&$87,217KHJULGGOHZLOOEH9(5<+278VHRYHQPLWWV
 6HDUVWHDNRQHDFKVLGHIRUPLQXWHVRUXQWLOWKHGHVLUHGEURZQLQJLVDFKLHYHG
127(7KHUHZLOOEH´VPRNHQVXUHWKHUHLVSURSHUYHQWLODWLRQ
 ,QVHUWWKHPHDWSUREHWKDWFDPHZLWK\RXUUDQJHLQWRWKHFHQWHURIWKHVWHDNPDNLQJVXUHWKDWWKHWLS
RIWKHSUREHLVLQWKHFHQWHURIWKHVWHDN
 3OXJWKHSUREHLQWRWKHRXWOHWORFDWHGRQWKHXSSHUIURQWVLGHRIWKHRYHQVOLGHWKHUDFNEDFNLQWRWKH
RYHQDQGFORVHWKHGRRU
 3UHVV RQ\RXUFRQWUROHQWHUWKHGHVLUHGLQWHUQDOWHPSDQGSUHVV352%( 67$57
 $OORZVWHDNWRILQLVKFRRNLQJLQWKHRYHQ7KHUDQJHFRQWUROZLOOEHHSDQGWXUQRIIZKHQ
WKHVWHDNUHDFKHVWKHGHVLUHGLQWHUQDOWHPSHUDWXUH
 127(6
$IWHUVHDULQJ\RXUVWHDNFRXOGSRVVLEO\DOUHDG\EHDWWKHGHVLUHGWHPSHUDWXUHGHSHQGLQJRQVL]H
FXWDQGGHVLUHGGRQHQHVV
 )RUWKLQQHUVWHDNVLWPD\QRWEHSRVVLEOHWRDFKLHYHD5DUHRU0HGLXP5DUHGRQHQHVV
%\ILUVWVHDULQJ\RXUPHDWZLWKDYHU\KLJKKHDW\RXDUHFUHDWLQJDEURZQLQJUHDFWLRQNQRZQDVWKH0DLOODUG5HDFWLRQ
7KLVUHDFWLRQXQORFNVWKHIXOOHUPRUHLQWHQVHIODYRUIURPWKHPHDWZKLFKRFFXUVZKHQFRRNLQJPHDWDWDKLJKKHDW
7KURXJKRXWWKLVPDQXDOIHDWXUHVDQGDSSHDUDQFHPD\YDU\IURP\RXUPRGHO6HHWKHFRQWUROSDQHOEHORZWKDWPDWFKHV
\RXUPRGHO

8VLQJWKHRYHQFRQWUROV
%52,/+,/23DG
7RXFKWKH SDGRQFHIRU%52,/+,/2 +,%URLO
7RFKDQJHWR WRXFKWKH SDGDJDLQ/2%URLO %52,/+,/2
7RXFKWKH67$57SDG
:KHQEURLOLQJLVILQLVKHGWRXFKWKH SDG&/($52))
%$.(3DG
7RXFKWKH SDG%$.(
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHGRYHQWHPSHUDWXUH
7RXFKWKH SDG67$57
:KHQEDNLQJLVILQLVKHGWRXFKWKH SDG&/($52))
&219(&7,21&22.3DG
7RXFKWKH&219(&7,21&22.&219(&7,21%$.(RU
&219(&7,2152$67SDG
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHGRYHQWHPSHUDWXUH
7RXFKWKH67$57SDG
:KHQFRRNLQJLVILQLVKHGWRXFKWKH SDG&/($52))
3,==$3DG
7RXFKWKH SDG3,==$
7RXFKWKHQXPEHUSDGVWRVHOHFWIRUIUR]HQRUIRUIUHVKSL]]D
7RXFKWKHQXPEHUSDGVWRVHWWKHEDNLQJWHPSHUDWXUH
7RXFKWKH SDG67$57
%DNLQJWLPHLVGHWHUPLQHGE\SDFNDJHGLUHFWLRQV
3ODFHSL]]DRQWRSUDFNSRVLWLRQRIXSSHURYHQ:KHQXVLQJDPHWDO
WUD\XVHWKHORZHUUDFNSRVLWLRQ
3522)3DG
7RXFKWRUDLVH\HDVWOHDYHQHGSURGXFWV
6HHWKH+RZWR6HWWKH2YHQIRU3URRILQJVHFWLRQ
:$503DG
7RXFKWRNHHSFRRNHGIRRGVZDUP
6HHWKH+RZWR6HWWKH8SSHU2YHQIRU:DUPLQJVHFWLRQ
6/2:&22.3DG
7RXFKIRUORQJKRXUVRIXQDWWHQGHGFRRNLQJ
6HHWKH+RZWR6HWWKH/RZHU2YHQIRU6ORZ&RRNVHFWLRQ
352%(3DG
7RXFKZKHQXVLQJWKHSUREHWRFRRNIRRG
6HHWKH8VLQJWKH3UREHVHFWLRQ
6(/)&/($13DG
7RXFKWRVHOIFOHDQWKHRYHQ
6HHWKH8VLQJWKH6HOI&OHDQLQJ8SSHUDQG/RZHU2YHQVVHFWLRQ
&/($52))3DG
7RXFKWRFDQFHO RYHQRSHUDWLRQVH[FHSWWKHFORFNDQGWLPHU$//
*($SSOLDQFHVFRP

67$573DG
0XVWEHWRXFKHGWRVWDUWDQ\FRRNLQJRUFOHDQLQJIXQFWLRQ
29(1/,*+73DG
7RXFKWRWXUQWKHRYHQOLJKWVRQRURII
7,0(5212))3DGV.,7&+(17,0(53DG
7RXFKWRVHWWKHNLWFKHQWLPHU
6HHWKH8VLQJWKH.LWFKHQ7LPHUVHFWLRQ
&22.7,0(&22.,1*7,0(3DG
7RXFKWKLVSDGDQGWKHQWRXFKWKHQXPEHUSDGVWRVHWWKH
DPRXQWRIWLPH\RXZDQW\RXUIRRGWRFRRN7KHRYHQZLOOVKXWRII
ZKHQWKHFRRNLQJWLPHKDVUXQRXW
'(/$<67$573DG
8VHDORQJZLWKWKH&22.7,0(RU6(/)&/($1SDGVWRVHW
WKHRYHQWRVWDUWDQGVWRSDXWRPDWLFDOO\DWDWLPH\RXVHW
&/2&.3DG
127(:KHQVHWWLQJWLPHV\RXDUHVHWWLQJKRXUVDQGPLQXWHVRQO\
7KHORZHVWWLPH\RXFDQVHWLVRQHPLQXWH
7RXFKWKH SDG&/2&.
7RXFKWKHQXPEHUSDGV
7RXFKWKH SDG67$57
7KHFORFNPXVWEHVHWWRWKHFRUUHFWWLPHRIGD\IRUWKHDXWRPDWLF
RYHQWLPLQJIXQFWLRQVWRZRUNSURSHUO\7KHWLPHRIGD\FDQQRWEH
FKDQJHGGXULQJDWLPHGEDNLQJRUVHOIFOHDQLQJF\FOH
,I\RXURYHQZDVVHWIRUDWLPHGRYHQRSHUDWLRQDQGDSRZHU
RXWDJHRFFXUUHGWKHFORFNDQGDOOSURJUDPPHGIXQFWLRQVPXVW
EHUHVHW7KHWLPHRIGD\ZLOOIODVKLQWKHGLVSOD\ZKHQWKHUHKDV
EHHQDSRZHURXWDJH
&21752//2&.2873DG
<RXUFRQWUROZLOODOORZ\RXWRORFNRXWWKHWRXFKSDGVDQGWKH
FRRNWRSVRWKH\FDQQRWEHDFWLYDWHGZKHQWRXFKHG
7RORFNWKHFRQWUROVDQGFRRNWRS
7RXFKDQGKROGWKH SDGIRUVHFRQGV&21752//2&.287
7KHRYHQGLVSOD\ZLOOVKRZ´RQ/RFRQµ
7RXQORFNWKHFRQWUROV
7RXFKDQGKROGWKH SDGIRUVHFRQGV&21752//2&.287
7KH &21752//2&.287 PRGHDIIHFWVDOOWRXFKSDGV
1RWRXFKSDGVZLOOZRUNZKHQWKLVIHDWXUHLVDFWLYDWHG
:$50,1*'5$:(5
7KHZDUPLQJGUDZHUZLOONHHSKRWFRRNHGIRRGVDWVHUYLQJ
WHPSHUDWXUH$OZD\VVWDUWZLWKKRWIRRG
7RXFKWKH SDG´:$50(521µDQG´µ:$50,1*'5$:(5
DUHOLWRQWKHGLVSOD\DQG´6HWµEHJLQVWREOLQN2QWKHQXPEHU
SDGVWRXFKIRU/RZIRU0HGLXPRUIRU+LJK7KHGLVSOD\´µ
FKDQJHVFRUUHVSRQGLQJWRWKHQXPEHUSDGVHOHFWHG7KHZDUPLQJ
GUDZHUVWDUWVDXWRPDWLFDOO\DIWHU\RXWRXFKRU´:$50(5
21µDQGWKHQXPEHUUHPDLQOLW´6HVWRSVEOLQNLQJ2QVRPH
PRGHOVSUHVV67$57
2QVRPHPRGHOV²WRJJOHEHWZHHQVHWWLQJVE\WRXFKLQJWKH
:$50,1*'5$:(5SDG
7RFDQFHOWRXFKWKH SDG:$50,1*'5$:(5
127( &/($52))7RXFKLQJWKH SDGGRHVQRWWXUQRIIWKH
ZDUPLQJGUDZHU
:$50,1*=21(
7RXFKWRNHHSKRWFRRNHGIRRGZDUP6HHWKH8VLQJWKH:DUPLQJ
=RQHVHFWLRQ

8VLQJWKHRYHQ
7RDYRLGSRVVLEOHEXUQVSODFHWKHUDFNVLQWKHGHVLUHGSRVLWLRQEHIRUH\RXWXUQRQWKHRYHQ
%HIRUH\RXEHJLQ«
7KHUDFNVKDYHVWRSVVRWKDWZKHQSODFHG
FRUUHFWO\RQWKHVXSSRUWVWKH\ZLOOVWRSEHIRUH
FRPLQJFRPSOHWHO\RXWDQGZLOO
QRWWLOW
:KHQSODFLQJDQGUHPRYLQJFRRNZDUH
SXOOWKHUDFNRXWXQWLOLWVWRSV
2QVRPHPRGHOVWKHEDNHKHDWLQJHOHPHQWLV
XQGHUWKHRYHQIORRU'RQRWSODFHIRRGVRQWKH
RYHQERWWRPIRUFRRNLQJ
7RUHPRYHDUDFNSXOOLWWRZDUG\RX
WLOWWKHIURQWHQGXSDQGSXOOLWRXW
7RUHSODFHSODFHWKHHQGRIWKHUDFN
VWRSORFNVRQWKHVXSSRUWWLOWXSWKHIURQWDQG
SXVKWKHUDFNLQ
:KHQ\RXDUHXVLQJDUDFNLQWKHORZHVWSRVLWLRQ
$\RXZLOOQHHGWRXVHFDXWLRQZKHQSXOOLQJ
WKHUDFNRXW:HUHFRPPHQGWKDW\RXSXOOWKH
UDFNRXWVHYHUDOLQFKHVDQGWKHQXVLQJWZRSRW
KROGHUVSXOOWKHUDFNRXWE\KROGLQJWKHVLGHVRI
LW7KHUDFNLVORZDQG\RXFRXOGEHEXUQHGLI\RX
SODFH\RXUKDQGLQWKHPLGGOHRIWKHUDFNDQG
SXOODOOWKHZD\RXW%HYHU\FDUHIXOQRWWREXUQ
\RXUKDQGRQWKHGRRUZKHQXVLQJWKHUDFNLQ
WKHORZHVWSRVLWLRQ$
7KHQXPEHURIUDFNSRVLWLRQVPD\
YDU\E\PRGHO
$OXPLQXP)RLO
'RQRWXVHDOXPLQXPIRLOWROLQHRYHQ
ERWWRPV7KHIRLOZLOOWUDSKHDWEHORZDQG
XSVHWWKHSHUIRUPDQFHRIWKHRYHQ)RLOFDQ
PHOWDQGSHUPDQHQWO\GDPDJHWKHRYHQ
ERWWRP'DPDJHIURPLPSURSHUXVHRI
DOXPLQXPIRLOLVQRWFRYHUHGE\WKHSURGXFW
ZDUUDQW\
)RLOPD\EHXVHGWRFDWFKVSLOOVE\SODFLQJD
VKHHWRQDORZHUUDFNVHYHUDOLQFKHVEHORZ
WKHIRRG'RQRWXVHPRUHIRLOWKDQQHFHVVDU\
DQGQHYHUHQWLUHO\FRYHUDQRYHQUDFNZLWK
DOXPLQXPIRLO.HHSIRLODWOHDVWµIURP
RYHQZDOOVWRSUHYHQWSRRUKHDWFLUFXODWLRQ
&$87,21

7RDYRLGSRVVLEOHEXUQVSODFHWKHUDFNVLQWKHGHVLUHGSRVLWLRQEHIRUH\RXWXUQRQWKHRYHQ
+RZWR6HWWKH2YHQIRU%DNLQJRU5RDVWLQJ
7RXFKWKH SDG%$.(
7RXFKWKHQXPEHUSDGVXQWLOWKHGHVLUHG
WHPSHUDWXUHLVGLVSOD\HG
7RXFKWKH SDG67$57
7KHRYHQZLOOVWDUWDXWRPDWLFDOO\7KHGLVSOD\ZLOO
VKRZ ZKLOHSUHKHDWLQJ:KHQWKHRYHQUHDFKHV3U(
WKHVHOHFWHGWHPSHUDWXUHWKHRYHQFRQWUROZLOOEHHS
VHYHUDOWLPHVDQGWKHGLVSOD\ZLOOVKRZWKHRYHQ
WHPSHUDWXUH
127( <RXZLOOKHDUWKHFRQYHFWLRQIDQRQ
VRPHPRGHOVZKLOHWKHRYHQLVSUHKHDWLQJ7KH
IDQZLOOVWRSDIWHUWKHRYHQLVSUHKHDWHGDQG
WKHGLVSOD\VKRZV\RXUVHWWHPSHUDWXUH7KLVLV
QRUPDO
7RFKDQJHWKHRYHQWHPSHUDWXUHGXULQJWKH%$.(
F\FOHWRXFKWKH SDGDQGWKHQWKHQXPEHUSDGV%$.(
WRJHWWKHQHZWHPSHUDWXUH
&KHFNIRRGIRUGRQHQHVVDWWKHPLQLPXPWLPH
RQWKHUHFLSH&RRNORQJHULIQHFHVVDU\
7RXFKWKH SDGZKHQEDNLQJLV&/($52))
ILQLVKHGDQGWKHQUHPRYHWKHIRRGIURPWKH
RYHQ
3UHKHDWLQJDQG3DQ3ODFHPHQW
7RDYRLGSRVVLEOHEXUQVSODFHWKHUDFNVLQWKH
GHVLUHGSRVLWLRQEHIRUH\RXWXUQRQWKHRYHQ
3UHKHDWWKHRYHQLIWKHUHFLSHFDOOVIRULW3UHKHDWLQJ
LVQHFHVVDU\IRUJRRGUHVXOWVZKHQEDNLQJFDNHV
FRRNLHVSDVWULHVDQGEUHDGV
,IEDNLQJIRXUFDNHOD\HUVDWWKHVDPHWLPHSODFH
WZROD\HUVRQUDFN&DQGWZROD\HUVRQUDFN(
6WDJJHUSDQVRQWKHUDFNVRRQHLVQRWGLUHFWO\
DERYHWKHRWKHU
%DNLQJUHVXOWVZLOOEHEHWWHULIIRRGLVFHQWHUHGLQ
WKHRYHQDVPXFKDVSRVVLEOH$QJHOIRRGFDNHLV
WKHH[FHSWLRQDQGVKRXOGEHSODFHGRQWKHERWWRP
RYHQUDFNSRVLWLRQ$)ROORZSDFNDJHGLUHFWLRQVRQ
SUHSDFNDJHGDQGIUR]HQIRRGVIRUSDQSODFHPHQW
3DQVVKRXOGQRWWRXFKHDFKRWKHURUWKHZDOOVRI
WKHRYHQ,I\RXQHHGWRXVHWZRUDFNVVWDJJHUWKH
SDQVVRRQHLVQRWGLUHFWO\DERYHWKHRWKHU/HDYH
DSSUR[LPDWHO\øsEHWZHHQSDQVDQGIURPWKH
IURQWEDFNDQGVLGHVRIRYHQZDOO
'RQRWSODFHIRRGVGLUHFWO\RQWKH
RYHQIORRU
*($SSOLDQFHVFRP

8VLQJWKHRYHQ
+RZWR6HWWKH2YHQIRU%URLOLQJ
,I\RXUUDQJHLVFRQQHFWHGWRYROWVUDUH
VWHDNVPD\EHEURLOHGE\SUHKHDWLQJWKH
EURLOHUDQGSRVLWLRQLQJWKHRYHQUDFNRQH
SRVLWLRQKLJKHU
8VH WRFRRNIRRGVVXFKDVSRXOWU\/2%URLO
RUWKLFNFXWVRIPHDWWKRURXJKO\ZLWKRXW
RYHUEURZQLQJWKHP
3ODFHWKHPHDWRUILVKRQDEURLOHUJULGLQD
EURLOHUSDQGHVLJQHGIRUEURLOLQJ
)ROORZVXJJHVWHGUDFNSRVLWLRQVLQWKH
%URLOLQJ*XLGH
7RXFKWKH  SDGRQFHIRU+,%52,/+,/2
%URLO
7RFKDQJHWR WRXFKWKH/2%URLO
%52,/+,/2SDGDJDLQ
7RXFKWKH SDG67$57
:KHQEURLOLQJLVILQLVKHGWRXFKWKH
&/($52))SDG
7KHVL]HZHLJKWWKLFNQHVV
VWDUWLQJWHPSHUDWXUH
DQG\RXUSUHIHUHQFH
RIGRQHQHVVZLOODIIHFW
EURLOLQJWLPHV7KLVJXLGH
LVEDVHGRQPHDWVDW
UHIULJHUDWRUWHPSHUDWXUH
7KH86'HSDUWPHQWRI
$JULFXOWXUHVD\V´5DUHEHHILV
SRSXODUEXW\RXVKRXOGNQRZWKDW
FRRNLQJLWWRRQO\)PHDQV
VRPHIRRGSRLVRQLQJRUJDQLVPV
PD\VXUYLYHµ6RXUFH6DIH)RRG
%RRN<RXU.LWFKHQ*XLGH86'$
5HY-XQH
%URLOLQJ*XLGH
/HDYHWKHGRRURSHQWRWKHEURLOVWRS
SRVLWLRQ7KHGRRUVWD\VRSHQE\
LWVHOI\HWWKHSURSHUWHPSHUDWXUHLV
PDLQWDLQHGLQWKHRYHQ
3UHKHDWWKHEURLOHUIRUPLQXWHVWRLPSURYHSHUIRUPDQFH
  7\SHRU
 )RRG 'RQHQHVV 7KLFNQHVV 5DFN3RVLWLRQ &RPPHQWV
 %HHI 5DUH) 6WHDNV² (RU)IRRGVKRXOGEHs 6WHDNVOHVVWK
  sWKLFN WRsIURPEURLOHOHPHQW WKLFNDUHGLIIL
  FRRNUDUH7KH\FRRN
  0HGLXP) 6WHDNV² (IRRGVKRXOGEH WKURXJKEHIRUHs
  s sWR WKLFN WRsIURPEURLOHOHPHQW EURZQLQJ
  7RSUHYHQWFXUOLQJRI
  :HOO'RQH) 6WHDNV² 'RU(IRRGVKRXOGEHs PHDWVODVKIDW
  s sWR WKLFN WRsIURPEURLOHOHPHQW LQWHUYDOV
  RU*URXQG%HHI3DWWLHV
 &KLFNHQ %UHDVWERQHOHVV &IRRGVKRXOGEHs %URLOVNLQ
  WRsIURPEURLOHOHPHQW ILUVW
 
  %UHDVWERQHLQ &IRRGVKRXOGEHs
  WRsIURPEURLOHOHPHQW
 )LVK)LOOHWV s sWR WKLFN 'RU(IRRGVKRXOGEHs +DQGOHDQG
  WRsIURPEURLOHOHPHQW FDUHIXOO\
 3RUN&KRSV :HOO'RQH) sWKLFN 'IRRGVKRXOGEHs 7RSUHYHQWFXUO
  WRsIURPEURLOHOHPHQW PHDWVODVKIDWD
  LQWHUYDOV
8VHUDFNSRVLWLRQ$IRUWKHVPDOOHUUDFNSRVLWLRQRYHQ
8VLQJWKHWLPHGEDNLQJDQGURDVWLQJIHDWXUHVRQVRPHPRGHOV
*($SSOLDQFHVFRP
+RZWR6HWDQ,PPHGLDWH6WDUWDQG$XWRPDWLF6WRS
7KHRYHQZLOOWXUQRQLPPHGLDWHO\DQGFRRNIRUD
VHOHFWHGOHQJWKRIWLPH$WWKHHQGRIWKHFRRNLQJ
WLPHWKHRYHQZLOOWXUQRIIDXWRPDWLFDOO\
7RXFKWKH SDG%$.(
7RXFKWKHQXPEHUSDGVWRVHW
WKHGHVLUHGRYHQWHPSHUDWXUH
7RXFKWKH SDG&22.7,0(
127(,I\RXUUHFLSHUHTXLUHVSUHKHDWLQJ\RX
PD\QHHGWRDGGDGGLWLRQDOWLPHWRWKHOHQJWKRI
WKHFRRNLQJWLPH
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
OHQJWKRIFRRNLQJWLPH7KHPLQLPXP
FRRNLQJWLPH\RXFDQVHWLVPLQXWH
7KHRYHQWHPSHUDWXUHWKDW\RXVHWDQG
WKHFRRNLQJWLPHWKDW\RXHQWHUHGZLOOEH
LQWKHGLVSOD\
7RXFKWKH SDG67$57
127($QDWWHQWLRQWRQHZLOOVRXQGLI\RX
WLPHGEDNLQJDQGGRQRWWRXFKWKH67$57
7KHRYHQZLOOWXUQ21DQGWKHGLVSOD\Z
WKHFRRNLQJWLPHFRXQWGRZQDQGWKHFKD
WHPSHUDWXUHVWDUWLQJDW)7KHWHPS
GLVSOD\ZLOOVWDUWWRFKDQJHRQFHWKHR
WHPSHUDWXUHUHDFKHV):KHQWKHRYHQ
UHDFKHVWKHWHPSHUDWXUH\RXVHWEHH
VRXQG
7KHRYHQZLOOFRQWLQXHWRFRRNIRUWKH
DPRXQWRIWLPHWKHQWXUQRIIDXWRPDWL
XQOHVVWKH:$50IHDWXUHZDVVHW6HHWK
WR6HWWKH8SSHU2YHQIRU:DUPLQJVHFWLR
7RXFKWKH SDGWRFOHDUWKH&/($52))
GLVSOD\LIQHFHVVDU\5HPRYHWKHIRRG
WKHRYHQ5HPHPEHUHYHQWKRXJKWK
RYHQWXUQVRIIDXWRPDWLFDOO\IRRGO
WKHRYHQZLOOFRQWLQXHFRRNLQJDIW
RYHQWXUQVRII
+RZWR6HWD'HOD\HG6WDUWDQG$XWRPDWLF6WRS
7KHRYHQZLOOWXUQRQDWWKHWLPHRIGD\\RXVHW
FRRNIRUDVSHFLILFOHQJWKRIWLPHDQGWKHQWXUQ
RIIDXWRPDWLFDOO\
0DNHVXUHWKHFORFNVKRZVWKHFRUUHFWWLPHRI
GD\
7RXFKWKH SDG%$.(
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
RYHQWHPSHUDWXUH
7RXFKWKH SDG&22.7,0(
127(,I\RXUUHFLSHUHTXLUHVSUHKHDWLQJ\RX
PD\QHHGWRDGGDGGLWLRQDOWLPHWRWKHOHQJWKRI
WKHFRRNLQJWLPH
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
OHQJWKRIFRRNLQJWLPH7KHPLQLPXP
FRRNLQJWLPH\RXFDQVHWLVPLQXWH
7KHRYHQWHPSHUDWXUHWKDW\RXVHWDQG
WKHFRRNLQJWLPHWKDW\RXHQWHUHGZLOOEH
LQWKHGLVSOD\
7RXFKWKH SDG'(/$<67$57
7RXFKWKHQXPEHUSDGVWRVHWWKHWLPHRI
GD\\RXZDQWWKHRYHQWRWXUQRQDQG
VWDUWFRRNLQJ
7RXFKWKH SDG67$57
127($QDWWHQWLRQWRQHZLOOVRXQGLI\RX
XVLQJWLPHGEDNLQJDQGGRQRWWRXFKWK
SDG
127(,I\RXZRXOGOLNHWRFKHFNWKHWLPH
\RXKDYHVHWWRXFKWKH'(/$<67$57SDGWR
FKHFNWKHVWDUWWLPH\RXKDYHVHWRU
&22.7,0(SDGWRFKHFNWKHOHQJWKRIFRRN
WLPH\RXKDYHVHW
:KHQWKHRYHQWXUQV DWWKHWLPHRIG21
\RXVHWWKHGLVSOD\ZLOOVKRZWKHFRRN
FRXQWGRZQDQGWKHFKDQJLQJWHPSHUDWX
VWDUWLQJDW)7KHWHPSHUDWXUHGLV
VWDUWWRFKDQJHRQFHWKHRYHQWHPSHU
UHDFKHV):KHQWKHRYHQUHDFKHVWKH
WHPSHUDWXUH\RXVHWEHHSVZLOOVRXQG
7KHRYHQZLOOFRQWLQXHWRFRRNIRUWKH
DPRXQWRIWLPHWKHQWXUQRIIDXWRPDW
7RXFKWKH SDGWRFOHDUWKH&/($52))
GLVSOD\LIQHFHVVDU\5HPRYHWKHIRRG
IURPWKHRYHQ5HPHPEHUHYHQWKRXJK
WKHRYHQWXUQVRIIDXWRPDWLFDOO\I
LQWKHRYHQZLOOFRQWLQXHFRRNLQJD
RYHQWXUQVRII
127()RRGVWKDWVSRLOHDVLO\³VXFKDVPLONHJJVILVKVWXIILQJVSRXOWU\DQGSRUVKRXOG
WKDQKRXUEHIRUHRUDIWHUFRRNLQJ5RRPWHPSHUDWXUHSURPRWHVWKHJURZWKRIKDUPIXOE
%HVXUHWKDWWKHRYHQOLJKWLVRIIEHFDXVHKHDWIURPWKHEXOEZLOOVSHHGKDUPIXOEDFW

8VLQJWKHSUREHRQVRPHPRGHOV
,QVHUWWKHSUREHIXOO\LQWRWKHIRRG
3OXJWKHSUREHLQWRWKHRXWOHWLQWKHRYHQ
0DNHVXUHLW·VSXVKHGDOOWKHZD\LQ&ORVH
WKHRYHQGRRU0DNHVXUHWKHSUREHFDEOH
LVQRWWRXFKLQJWKHEURLOHOHPHQW
7RXFKWKH  SDG'LVSOD\ZLOOVKRZ352%(
´6HW3UREHµ
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
LQWHUQDOIRRGRUPHDWWHPSHUDWXUH7KH
PD[LPXPLQWHUQDOWHPSHUDWXUHIRUWKH
IRRGWKDW\RXFDQVHWLV)
7RXFKWKH SDG%$.(
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
RYHQWHPSHUDWXUH
7RXFKWKH SDG67$57
7KHGLVSOD\ZLOOIODVKLIWKHSUREHLVLQVHUWHG
LQWRWKHRXWOHWDQG\RXKDYHQRWVHWDSUREH
WHPSHUDWXUHDQGWRXFKHGWKH67$57SDG
$IWHUWKHLQWHUQDOWHPSHUDWXUHRIWKH
UHDFKHV)WKHFKDQJLQJLQWHUQDO
WHPSHUDWXUHZLOOEHVKRZQLQWKHGLVSOD
:KHQWKHLQWHUQDOWHPSHUDWXUHRIW
UHDFKHVWKHQXPEHU\RXKDYHVHWWKH
SUREHDQGWKHRYHQWXUQRIIDQGWKHR
FRQWUROVLJQDOV7RVWRSWKHVLJQDO
WKH SDG8VHKRWSDGVWR&/($52))
UHPRYHWKHSUREHIURPWKHIRRG'RQRW
XVHWRQJVWRSXOORQLWKH\PLJKW
GDPDJHLW
,IWKHSUREHLVUHPRYHGIURPWKHRYHQ
ZKLOHSUREHFRRNLQJWKHRYHQZLOOQRW
DXWRPDWLFDOO\WXUQRII
7RFKDQJHWKHRYHQWHPSHUDWXUHGXULQJW
%DNH5RDVWF\FOHWRXFKWKH SDGDQGW%$.(
WKHQXPEHUSDGVWRVHWWKHQHZWHPSHUD
<RXFDQXVHWKH.LWFKHQ7LPHUHYHQWKRX
\RXFDQQRWXVHWLPHGRYHQRSHUDWLRQVZ
XVLQJWKHSUREH

7RSUHYHQWEXUQVGRQRWXQSOXJWKHSUREHIURP
WKHRYHQRXWOHWXQWLOWKHRYHQKDVFRROHG
8VHRISUREHVRWKHUWKDQWKHRQHSURYLGHGZLWK
WKLVSURGXFWPD\UHVXOWLQGDPDJHWRWKHSUREH
RURYHQFRQWURO
8VHWKHKDQGOHVRIWKHSUREHDQGSOXJZKHQ
LQVHUWLQJDQGUHPRYLQJWKHPIURPWKHIRRGDQG
RXWOHW
7RDYRLGGDPDJLQJ\RXUSUREHGRQRWXVH
WRQJVWRSXOORQWKHFDEOHZKHQUHPRYLQJLW
7RDYRLGEUHDNLQJWKHSUREHPDNHVXUHIRRG
LVFRPSOHWHO\GHIURVWHGEHIRUHLQVHUWLQJ
$IWHUSUHSDULQJWKHPHDWDQGSODFLQJLWRQ
DWULYHWRUDEURLOHUSDQJULGIROORZWKHVH
GLUHFWLRQVIRUSURSHUSUREHSODFHPHQW
,QVHUWWKHSUREHFRPSOHWHO\LQWRWKHPHDW,W
VKRXOGQRWWRXFKERQHIDWRUJULVWOH
127()DLOXUHWRIXOO\LQVHUWWKHSUREHLQWRWKH
PHDWPD\UHVXOWLQSRRUFRRNLQJSHUIRUPDQFH
EHFDXVHWKHSUREHZLOOVHQVHWKHRYHQDLUYVWKH
IRRGWHPSHUDWXUH
1HYHUOHDYH\RXUSUREHLQVLGHWKHRYHQ
GXULQJDVHOIFOHDQLQJRUEURLOF\FOH
'RQRWVWRUHWKHSUREHLQWKHRYHQ
)RUURDVWVZLWKQRERQHLQVHUWWKHSUR
WKHPHDWLHVWSDUWRIWKHURDVW)RUERQ
RUODPELQVHUWWKHSUREHLQWRWKHFHQW
ORZHVWODUJHPXVFOH
,QVHUWWKHSUREHLQWRWKHFHQWHURIGLV
DVPHDWORDIRUFDVVHUROHV
,QVHUWWKHSUREHLQWRWKHPHDWLHVWSDU
LQQHUWKLJKIURPEHORZDQGSDUDOOHOWRW
DZKROHWXUNH\
127(6HOIFOHDQDQG%URLOVHWWLQJVZLOOQ
LIWKHWHPSHUDWXUHSUREHLVSOXJJHGLQ
7KHWHPSHUDWXUHSUREHKDVD
VNHZHUOLNHSUREHDWRQHHQGDQG
DSOXJDWWKHRWKHUHQGWKDWJRHV
LQWRWKHRXWOHWLQWKHRYHQ
+RZWR6HWWKH2YHQ)RU%DNLQJ5RDVWLQJ:KHQ8VLQJWKH3UREH
RQVRPHPRGHOV
3OXJ &DEOH
+DQGOHV3UREH
)RUPDQ\IRRGVHVSHFLDOO\URDVWVDQGSRXOWU\LQWHUQDOIRRGWHPSHUDWXUHLVWKHEHVWWH
SUREHWDNHVWKHJXHVVZRUNRXWRIURDVWLQJE\FRRNLQJIRRGVWRWKHH[DFWGRQHQHVV\RXZDQ
5HDGDQGUHPRYHODEHO

&$87,21
7R6HWWKH.LWFKHQ7LPHU
7RXFKWKH.,7&+(17,0(5212))RU
7,0(521SDGGHSHQGLQJRQPRGHO
7RXFKWKHQXPEHUSDGVXQWLOWKH
DPRXQWRIWLPH\RXZDQWVKRZV
LQWKHGLVSOD\)RUH[DPSOHWRVHW
KRXUVDQGPLQXWHVWRXFK 
DQG LQWKDWRUGHU,I\RXPDNHD
PLVWDNHWRXFKWKH.,7&+(17,0(5
212))RU7,0(52))SDGGHSHQGLQJ
RQPRGHODQGEHJLQDJDLQ
7RXFKWKH SDG67$57
$IWHUWRXFKLQJWKH67$57SDG6(7
GLVDSSHDUVWKLVWHOOV\RXWKHWLPHLV
FRXQWLQJGRZQDOWKRXJKWKHGLVSOD\GRHV
QRWFKDQJHXQWLORQHPLQXWHKDVSDVVHG
6HFRQGVZLOOQRWEHVKRZQLQWKHGLVSOD\
XQWLOWKHODVWPLQXWHLVFRXQWLQJGRZQ
:KHQWKHNLWFKHQWLPHUUHDFKHV
WKHFRQWUROZLOOEHHSWLPHVIROORZHG
E\RQHEHHSHYHU\VHFRQGVXQWLO
WKH.,7&+(17,0(5212))RU7,0(5
2))SDGGHSHQGLQJRQPRGHOLV
WRXFKHG
7KHVHFRQGWRQHFDQEHFDQFHOOHGE\
IROORZLQJWKHVWHSVLQWKH6SHFLDOIHDWXU
RI\RXURYHQFRQWURO 7RQHVVHFWLRQXQGHU
DWWKH(QGRID7LPHG&\FOH
7KH.LWFKHQ7LPHULVLQKRXUVDQG
PLQXWHV
7KH.LWFKHQ7LPHUGRHVQRWFRQWURO
RYHQRSHUDWLRQV7KHPD[LPXP
VHWWLQJRQWKH.LWFKHQ7LPHULV
KRXUVDQGPLQXWHV
7R5HVHWWKH.LWFKHQ7LPHU
,IWKHGLVSOD\LVVWLOOVKRZLQJWKHWLPH
UHPDLQLQJ\RXPD\FKDQJHLWE\
WRXFKLQJWKH.,7&+(17,0(5212))RU
7,0(521 SDGGHSHQGLQJRQPRGHOWKHQ
WRXFKWKHQXPEHUSDGVXQWLOWKHWLPH\RX
ZDQWDSSHDUVLQWKHGLVSOD\
,IWKHUHPDLQLQJWLPHLVQRWLQWKHGLVSOD
FORFNGHOD\VWDUWRUFRRNLQJWLPHDUHLQ
WKHGLVSOD\UHFDOOWKHUHPDLQLQJWLPHE\
WRXFKLQJWKH.,7&+(17,0(5212))RU
7,0(521 SDGGHSHQGLQJRQPRGHODQG
WKHQWRXFKLQJWKHQXPEHUSDGVWRHQWHU
WKHQHZWLPH\RXZDQW
7R&DQFHOWKH.LWFKHQ7LPHU
7RXFKWKH.,7&+(17,0(5212))RU
7,0(521SDGGHSHQGLQJRQPRGHOWZLFH
RUWRXFK7,0(52))

RQVRPHPRGHOV
RQVRPHPRGHOV
RQVRPHPRGHOV
RQVRPHPRGHOV
8VLQJWKHNLWFKHQWLPHU*($SSOLDQFHVFRP

7R$GMXVWWKH7KHUPRVWDW
7RXFKWKH DQG SDGVDW%52,/+,/2 %$.(
WKHVDPHWLPHXQWLOWKHGLVSOD\VKRZV6)
7RXFKWKH  SDG$WZRGLJLWQXPEHU%$.(
VKRZVLQWKHGLVSOD\
7RXFK%$.(DJDLQWRDOWHUQDWHEHWZHHQ
LQFUHDVLQJDQGGHFUHDVLQJWKHRYHQ
WHPSHUDWXUH
7RDGMXVWWKHXSSHURYHQWKHUPRVWDW
WRXFKWKHXSSHURYHQ%$.(SDG7RDGMXVW
WKHORZHURYHQWKHUPRVWDWWRXFKWKH
ORZHURYHQ  SDG%$.(
7KHRYHQWHPSHUDWXUHFDQEHDGMXVWHGXS
WR)KRWWHURU)FRROHU7RXFK
WKHQXPEHUSDGVWKHVDPHZD\\RXUHDG
WKHP)RUH[DPSOHWRFKDQJHWKHRYHQ
WHPSHUDWXUH)WRXFK DQG 
:KHQ\RXKDYHPDGHWKHDGMXVWPHQW
WRXFKWKH SDGWRJREDFNWRWKHWLPH67$57
RIGD\GLVSOD\8VH\RXURYHQDV\RXZRXOG
QRUPDOO\
$GMXVWWKHRYHQWKHUPRVWDW³'RLW\RXUVHOI
<RXPD\ILQGWKDW\RXUQHZRYHQFRRNVGLIIHUHQWO\WKDQWKHRQHLWUHSODFHG8VH\RXUQHZR
PRUHIDPLOLDUZLWKLW,I\RXVWLOOWKLQN\RXUQHZRYHQLVWRRKRWRUWRRFROG\RXFDQDGM
'RQRWXVHWKHUPRPHWHUVVXFKDVWKRVHIRXQGLQJURFHU\VWRUHVWRFKHFNWKHWHPSHUDWX
WKHUPRPHWHUVPD\YDU\²GHJUHHV
127(7KLVDGMXVWPHQWZLOORQO\DIIHFWEDNLQJDQGURDVWLQJWHPSHUDWXUHVLWZLOOQRWDII
WHPSHUDWXUHV7KHDGMXVWPHQWZLOOEHUHWDLQHGLQPHPRU\DIWHUDSRZHUIDLOXUH
7KHW\SHRIPDUJDULQHZLOODIIHFWEDNLQJSHUIRUPDQFH
0RVWUHFLSHVIRUEDNLQJKDYHEHHQGHYHORSHGXVLQJKLJKIDWSURGXFWVVXFKDVEXWWHURUP
GHFUHDVHWKHIDWWKHUHFLSHPD\QRWJLYHWKHVDPHUHVXOWVDVZLWKDKLJKHUIDWSURGXFW
5HFLSHIDLOXUHFDQUHVXOWLIFDNHVSLHVSDVWULHVFRRNLHVRUFDQGLHVDUHPDGHZLWKORZ
FRQWHQWRIDVSUHDGSURGXFWWKHPRUHQRWLFHDEOHWKHVHGLIIHUHQFHVEHFRPH
)HGHUDOVWDQGDUGVUHTXLUHSURGXFWVODEHOHG´PDUJDULQWRFRQWDLQDWOHDVWIDWE\ZHLJKW/R
FRQWDLQOHVVIDWDQGPRUHZDWHU7KHKLJKPRLVWXUHFRQWHQWRIWKHVHVSUHDGVDIIHFWVWKHWH[WX
UHVXOWVZLWK\RXUROGIDYRULWHUHFLSHVXVHPDUJDULQHEXWWHURUVWLFNVSUHDGVFRQWDLQLQJDWO
RQVRPHPRGHOV
RQVRPHPRGHOV
8VLQJWKHFRQYHFWLRQRYHQRQVRPHPRGHOV

%HFDXVHKHDWHGDLULVFLUFXODWHGHYHQO\
WKURXJKRXWWKHRYHQIRRGVFDQEHEDNHGZLWK
H[FHOOHQWUHVXOWVXVLQJPXOWLSOHUDFNV
0XOWLUDFNEDNLQJPD\LQFUHDVHFRRNWLPHV
VOLJKWO\IRUVRPHIRRGVEXWWKHRYHUDOOUHVXOW
LVWLPHVDYHG&RRNLHVPXIILQVELVFXLWVDQG
RWKHUTXLFNEUHDGVJLYHYHU\JRRGUHVXOWVZLWK
PXOWLUDFNEDNLQJ
:KHQEDNLQJRQUDFNVSODFHRQHUDFNLQWKH
VHFRQG%SRVLWLRQDQRWKHUUDFNLQWKHIRXUWK
'SRVLWLRQDQGWKHWKLUGUDFNLQWKHVL[WK)
SRVLWLRQ
)RUWZRUDFNEDNLQJSODFHRQHUDFN
LQWKHVHFRQG%UDFNSRVLWLRQ3ODFH
WKHRWKHUUDFNLQWKHILIWK(UDFNSRVLWLRQ
0XOWL5DFN&RQYHFWLRQ%DNLQJ
0XOWLUDFNSRVLWLRQ
:KHQFRQYHFWLRQEDNLQJZLWKRQO\UDFNSODFH
WKHIRRGVRWKDWLWLVFHQWHUHGLQWKHRYHQ
5DFN&RQYHFWLRQ%DNLQJ
7KHFRQYHFWLRQRYHQFRPHVZLWKRQH
FRQYHFWLRQFRRNPRGHDQGFDQEHXVHG
IRU5DFN&RQYHFWLRQ%DNLQJRU0XOWL5DFN
&RQYHFWLRQ%DNLQJ
&RQYHFWLRQ&RRNRQVRPHPRGHOV
&RQYHFWLRQ)DQ2SHUDWLRQ
,QDFRQYHFWLRQRYHQDIDQFLUFXODWHVKRWDLU
RYHUXQGHUDQGDURXQGWKHIRRG
7KLVFLUFXODWLQJKRWDLULVHYHQO\GLVWULEXWHG
WKURXJKRXWWKHRYHQFDYLW\$VDUHVXOWIRRGVDUH
HYHQO\FRRNHGDQGEURZQHRIWHQLQOHVVWLPH
ZLWKFRQYHFWLRQKHDW
127(7RPD[LPL]HFRRNLQJHYHQQHVVWKHIDQ
LVGHVLJQHGWRURWDWHLQERWKGLUHFWLRQVZLWKD
SDXVHLQEHWZHHQ7KLVLVQRUPDO
7KHFRQYHFWLRQIDQVKXWVRIIZKHQWKHRYHQ
GRRULVRSHQHG OHDYHWKHGRRURSHQ'2127
IRUORQJSHULRGVRIWLPHZKLOHXVLQJFRQYHFWLRQ
FRRNLQJRU\RXPD\VKRUWHQWKHOLIHRIWKH
FRQYHFWLRQKHDWLQJHOHPHQW
$GDSWLQJ5HFLSHV«
<RXFDQXVH\RXUIDYRULWHUHFLSHV
LQWKHFRQYHFWLRQRYHQ
8VHSDQVL]HUHFRPPHQGHG
6RPHSDFNDJHLQVWUXFWLRQVIRUIUR]HQ
FDVVHUROHVRUPDLQGLVKHVKDYHEHHQ
GHYHORSHGXVLQJFRPPHUFLDOFRQYHFWLRQ
RYHQV)RUEHVWUHVXOWVLQWKLVRYHQSUHKHDW
WKHRYHQDQGXVHWKHWHPSHUDWXUHRQWKH
SDFNDJH

7RXFKWKH&219(&7,21&22.RU
&219(&7,21%$.(SDGRQFHIRUPXOWLUDFN
FRQYHFWLRQEDNLQJ7KLVPRGHLVXVHGIRU
FRRNLQJIRRGLWHPVRQPRUHWKDQRQHUDFN
LHRUPRUHUDFNVDWWKHVDPHWLPHLQ
FRQYHFWLRQEDNH6HHWKH0XOWL5DFN
&RQYHFWLRQ%DNLQJVHFWLRQIRUPRUH
LQIRUPDWLRQ
 
7RXFKWKH
&219(&7,21&22.
RU
&219(&7,21%$.(
SDGWZLFHIRURQHUDFN
FRQYHFWLRQEDNLQJ7KLVPRGHLVXVHGIRU
FRRNLQJIRRGLWHPVRQRQO\RQHUDFNLQ
FRQYHFWLRQEDNH
7RXFKWKH SDGIRU&219(&7,2152$67
FRQYHFWLRQURDVWLQJRQVRPHPRGHOV
7RXFKWKHQXPEHUSDGVWRVHW
WKHRYHQWHPSHUDWXUH
7RXFKWKH SDG67$57
127(,IWKH$XWR5HFLSH
&RQYHUVLRQ)HDWXUH
LVRQLWZLOODXWRPDWLFDOO\UHGXFHWKHVHWUHJXODU
EDNLQJWHPSHUDWXUHE\)WRWKHDSSURSULDWH
FRQYHFWLRQWHPSHUDWXUHLQFRQYHFWLRQEDNH
PRGH6HH$XWR5HFLSH
&RQYHUVLRQLQWKH
6SHFLDO)HDWXUHVVHFWLRQ
7RFKDQJHWKHRYHQWHPSHUDWXUHWRXFK
WKH&219(&7,21&22.&219(&7,21%$.(RU
&219(&7,2152$67SDGDQGWKHQWKHQXPEHU
SDGVWRVHWWKHQHZWHPSHUDWXUH
:KHQWKHRYHQVWDUWVWRKHDWWKHFKDQJLQJ
WHPSHUDWXUHVWDUWLQJDW)ZLOOEHGLVSOD\HG
:KHQRYHQUHDFKHVWKHWHPSHUDWXUH\RXVHW
EHHSVZLOOVRXQG
7RXFK SDGZKHQILQLVKHG&/($52))
<RXZLOOKHDUDIDQZKLOHFRRNLQJZLWK
FRQYHFWLRQ7KHIDQZLOOVWRSZKHQWKH
RSHQHGEXWWKHKHDWZLOOQRWWXUQRI
<RXPD\KHDUWKHRYHQFOLFNLQJGXULQJED
7KLVLVQRUPDO
,QFRQYHFWLRQEDNHPRGHVIRUPD[LPXP
FRRNLQJHYHQQHVVWKHIDQLVGHVLJQHGW
LQERWKGLUHFWLRQVZLWKDSDXVHLQEHW
7KLVLVQRUPDO
&RRNZDUHIRU&RQYHFWLRQ&RRNLQJ
%HIRUHXVLQJ\RXUFRQYHFWLRQRYHQFKHFNWRVHH
LI\RXUFRRNZDUHOHDYHVURRPIRUDLUFLUFXODWLRQ
LQWKHRYHQ,I\RXDUHEDNLQJZLWKVHYHUDOSDQV
OHDYHVSDFHEHWZHHQWKHP$OVREHVXUHWKH
SDQVGRQRWWRXFKHDFKRWKHURUWKHZDOOVRIWKH
RYHQ
3DSHUDQG3ODVWLF
+HDWUHVLVWDQWSDSHUDQGSODVWLFFRQWDLQHUVWKDW
DUHUHFRPPHQGHGIRUXVHLQUHJXODUEDNLQJFDQ
DOVREHXVHGIRUFRQYHFWLRQEDNLQJEXWVKRXOG
QRWEHXVHGDWWHPSHUDWXUHVKLJKHUWKDQWKH
WHPSHUDWXUHUHFRPPHQGHGE\WKHFRRNZDUH
PDQXIDFWXUHU3ODVWLFFRRNZDUHWKDWLVKHDW
UHVLVWDQWWRWHPSHUDWXUHVRI)FDQDOVREH
XVHG
0HWDODQG*ODVV
$Q\W\SHRIFRRNZDUHZLOOZRUNLQ\RXU
FRQYHFWLRQRYHQKRZHYHUPHWDOSDQVKHDWWKH
IDVWHVWDQGDUHUHFRPPHQGHGIRUFRQYHFWLRQ
EDNLQJ
'DUNHQHGRUPDWWHILQLVKHGSDQVZLOOEDNH
IDVWHUWKDQVKLQ\SDQV
*ODVVRUFHUDPLFSDQVFRRNPRUHVORZO\
)RUUHFLSHVOLNHRYHQEDNHGFKLFNHQXVHDSDQ
ZLWKORZVLGHV+RWDLUFDQQRWFLUFXODWHZHOO
DURXQGIRRGLQDSDQZLWKKLJKVLGHV
+RZWR6HWWKH2YHQIRU&RQYHFWLRQ%DNLQJRU5RDVWLQJ
:KHQEDNLQJFRRNLHV\RXZLOOJHW
WKHEHVWUHVXOWVLI\RXXVHDIODW
FRRNLHVKHHWLQVWHDGRIDSDQZLWK
ORZVLGHV
8VLQJWKHFRQYHFWLRQRYHQRQVRPHPRGHOV
*ULG
%URLOHUSDQ
*RRGIRUODUJHWHQGHUFXWVRIPHDW
XQFRYHUHG
7KHFRQYHFWLRQIDQFLUFXODWHVWKHKHDWHGDLU
HYHQO\RYHUDQGDURXQGWKHIRRG0HDWDQG
SRXOWU\DUHEURZQHGRQDOOVLGHVDVLIWKH\ZHUH
FRRNHGRQDURWLVVHULH7KHKHDWHGDLUVHDOVLQ
MXLFHVTXLFNO\IRUDPRLVWDQGWHQGHUSURGXFW
ZKLOHDWWKHVDPHWLPHFUHDWLQJDULFKJROGHQ
EURZQH[WHULRU
:KHQ\RXDUHFRQYHFWLRQURDVWLQJLWLV
LPSRUWDQWWKDW\RXXVHDEURLOHUSDQDQGJULG
IRUEHVWFRQYHFWLRQURDVWLQJUHVXOWV7KHSDQLV
XVHGWRFDWFKJUHDVHVSLOOV
DQGWKHJULGLVXVHGWRSUHYHQWJUHDVHVSDWWHUV
&RQYHFWLRQ5RDVWRQVRPHPRGHOV
RQVRPHPRGHOV
RQVRPHPRGHOV
25
8VLQJWKHWLPHGIHDWXUHV
IRUFRQYHFWLRQFRRNLQJ
RQVRPHPRGHOV *($SSOLDQFHVFRP
<RXZLOOKHDUDIDQZKLOHFRRNLQJZLWKWKHVHIHDWXUHV7KHIDQZLOOVWRSZKHQWKHGRRULVRSHQHGEXWWKHKHDWZLOOQRWWXUQ
RII
127()RRGVWKDWVSRLOHDVLOVXFKDVPLONHJJVILVKVWXIILQJVSRXOWU\DQGSRUVKRXOGQRWEHDOORZHGWRVLWIRUPRUH
WKDQKRXUEHIRUHRUDIWHUFRRNLQJ5RRPWHPSHUDWXUHSURPRWHVWKHJURZWKRIKDUPIXOEDFWHULD%HVXUHWKDWWKHRYHQ
OLJKWLVRIIEHFDXVHKHDWIURPWKHEXOEZLOOVSHHGKDUPIXOEDFWHULDJURZWK

+RZWR6HWDQ,PPHGLDWH6WDUWDQG$XWRPDWLF6WRS
3UHVVGHVLUHGFRQYHFWLRQIXQFWLRQ3URFHHGWRVWHS
RI+RZWR6HWDQ,PPHGLDWH6WDUWDQG$XWRPDWLF
6WRSLQ8VLQJWKHWLPHGEDNLQJDQGURDVWLQJ
IHDWXUHVVHFWLRQ
+RZWR6HWD'HOD\HG6WDUWDQG$XWRPDWLF6WRS
3UHVVGHVLUHGFRQYHFWLRQIXQFWLRQ3URFHHGWRVWHS
RI+RZWR6HWD'HOD\6WDUWDQG$XWRPDWLF6WRS
LQ8VLQJWKHWLPHGEDNLQJDQGURDVWLQJIHDWXUHV
VHFWLRQ
+RZWR6HWWKH2YHQIRU&RQYHFWLRQ5RDVWLQJZKHQ8VLQJWKH3
7RSUHYHQW
EXUQVGRQRWXQSOXJWKHSUREHIURPWKH
RYHQRXWOHWXQWLOWKHRYHQKDVFRROHG
3ODFHWKHRYHQUDFNLQWKHSRVLWLRQ
WKDWFHQWHUVWKHIRRGEHWZHHQWKHWRS
DQGERWWRPRIWKHRYHQ,QVHUWWKH
SUREHLQWRWKHPHDW0DNHVXUHLWLV
SXVKHGDOOWKHZD\LQ
3OXJWKHSUREHLQWRWKHRXWOHW
LQWKHRYHQ0DNHVXUHLWLVSXVKHG
DOOWKHZD\LQ&ORVHWKHRYHQGRRU
7RXFKWKH352%(SDG
7RXFKWKHQXPEHUSDGVWRVHWWKH
GHVLUHGLQWHUQDOPHDWWHPSHUDWXUH
127(7KHPD[LPXPLQWHUQDOWHPSHUDWXUH
IRUWKHIRRGWKDW\RXFDQVHWLV)
7RXFKWKH&219(&7,21&22.SDG
7RXFKWKHQXPEHUSDGVWRVHWWKH
GHVLUHGRYHQWHPSHUDWXUH
7KHGLVSOD\ZLOOIODVK352%(DQGWKHRYHQ
FRQWUROZLOOVLJQDOLIWKHSUREHLVLQVHUWHG
LQWRWKHRXWOHWDQG\RXKDYHQRWVHWDSUREH
WHPSHUDWXUHDQGSUHVVHGWKH67$57SDG
7RXFKWKH67$57SDG
:KHQWKHRYHQVWDUWVWRKHDWWKHZRUG
/2 ZLOOEHLQWKHGLVSOD\
$IWHUWKHLQWHUQDOWHPSHUDWXUHRIWKHPHDW
UHDFKHV)WKHFKDQJLQJLQWHUQDO
WHPSHUDWXUHZLOOEHVKRZQLQWKHGLVSOD\
:KHQWKHLQWHUQDOWHPSHUDWXUHRIWKH
PHDWUHDFKHVWKHQXPEHU\RXKDYH
VHWWKHSUREHDQGWKHRYHQWXUQRII
DQGWKHRYHQFRQWUROVLJQDOV7RVWRS
WKHVLJQDOWRXFKWKH&/($52))SDG
8VHKRWSDGVWRUHPRYHWKHSUREH
IURPWKHIRRG'RQRWXVHWRQJVWRSXOO
RQLW³WKH\PLJKWGDPDJHLW
127(,IWKHSUREHLVUHPRYHGIURPWKH
RYHQZKLOHSUREHFRRNLQJWKHRYHQZLOOQRW
DXWRPDWLFDOO\WXUQRII
127(6
<RXZLOOKHDUDIDQZKLOHFRRNLQJZLWK
WKLVIHDWXUH7KHIDQZLOOVWRSZKHQWKH
GRRULVRSHQHGEXWWKHKHDWZLOOQRWWX
RII
<RXFDQXVHWKH.LWFKHQ7LPHUHYHQ
WKRXJK\RXFDQQRWXVHWLPHGRYHQ
RSHUDWLRQV
1HYHUOHDYH\RXUSUREHLQVLGHWKHRYHQ
GXULQJDVHOIFOHDQLQJF\FOH
'RQRWVWRUHWKHSUREHLQWKHRYHQ
3UREHLVQRWIRUXVHLQ%URLORU6HOI&OHDQ
IXQFWLRQV
)DQRQO\URWDWHVLQRQHGLUHFWLRQ
)RUEHVWUHVXOWVZKHQURDVWLQJ
ODUJHWXUNH\VDQGURDVWVZH
UHFRPPHQGXVLQJWKHSUREH
LQFOXGHGLQWKHFRQYHFWLRQRYHQ
7RFKDQJHWKHRYHQWHPSHUDWXUH
GXULQJWKH&RQYHFWLRQ5RDVWF\FOH
WRXFKWKH&219(&7,21&22.
SDGDQGWKHQWRXFKWKHQXPEHU
SDGVWRVHWWKHQHZGHVLUHG
WHPSHUDWXUH
 0HDW 2YHQ7HPS ,QWHUQDO7HPS
%HHI 5LE5RDVWWROEV 5DUH ) )
%RQH,QDQG%RQHOHVV 0HGLXP ) )
%HHI7HQGHUORLQWROEV 5DUH ) )
%HHI7HQGHUORLQWROEV 5DUH ) )
3RUN %RQH,Q%RQHOHVVWROEV  ) )
/DPE %RQH,QWROEV 0HGLXP ) )
%RQHOHVVWROEV 0HGLXP ) )
3RXOWU\ :KROH&KLFNHQWROEV ) )
7XUNH\:KROH  
8QVWXIIHGWROEV  ) ²)
8QVWXIIHGWROEV  ) ²)
7XUNH\%UHDVWWROEV  ) )
6WXIIHGELUGVJHQHUDOO\UHTXLUH²PLQXWHVDGGLWLRQDOURDVWLQJWLPH6KLHOGOHJVDQGEUHDVW
SUHYHQWRYHUEURZQLQJDQGGU\LQJRIVNLQ
&RQYHFWLRQ5RDVWLQJ*XLGH

8VLQJWKHFRQYHFWLRQRYHQRQVRPHPRGHOV
&$87,21
8VLQJWKHVORZFRRNSL]]DZDUPLQJ
DQGSURRILQJIHDWXUHV*($SSOLDQFHVFRP
+RZWR6HWWKH/RZHU2YHQ)RU6ORZ&RRN
6ORZ&RRNLVGHVLJQHGIRUORQJKRXUVRIXQDWWHQGHG
FRRNLQJ
7RXFKWKH SDG6/2:&22.
7RXFKWKHQXPEHUSDGVWRVHOHFWWKHGHVLUHG
VHWWLQJ²IRU3RXOWU\RUIRU0HDWV8VH
0HDWVLI\RXDUHXQVXUHZKLFKVHWWLQJWRXVH
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
OHQJWKRIFRRNLQJWLPH7KHFRRNLQJWLPHPXVW
EHDWOHDVWKRXUVXSWRKRXUVPLQXWHV
7RXFKWKH SDG67$57
127(,IDSRZHURXWDJHRFFXUVZKLOHWKHRYHQ
LVLQ6ORZ&RRNWKHUDQJHZLOOVKXWRII
+RZWR6HWWKH8SSHU2YHQ)RU3L]]D
$GMXVWUDFNSRVLWLRQIRUW\SHRISL]]DWUD\EHLQJXVHG
VHHFKDUW
7RXFKWKH SDG3,==$
7RXFKWKHQXPEHUSDGVWRVHOHFWIRUIUHVKRU
IRUIUR]HQSL]]D
7RXFKWKHQXPEHUSDGVWRVHWWKHEDNLQJ
WHPSHUDWXUH
7RXFKWKH SDG67$57
%DNLQJWLPHLVGHWHUPLQHGE\SDFNDJHGLUHFWLRQV
7\SHRI3L]]D7UD\ 5DFN3RVLWLRQ
7UD\VXSSOLHGZLWKIUHVKSL]]D %
3L]]DSODFHGGLUHFWO\RQUDFN %
0HWDOWUD\ $
  5DFN )RRG 7LPH
 )RRG 4XDQWLW\ 3RVLWLRQ 6HWWLQJ +RXUV &RPPHQWV
%HHI  
 &KXFN5RDVW ²ø OEV & 0HDWV +,²KUV $GGFXSOLTXLG
  /2²KUV
 %HHI5LEV ø²OEV & 0HDWV +,²KUV 3ODFHULEVLQDVLQJOHOD\HU
  /2²KUV
3RXOWU\  
 :KROH&KLFNHQ OEV & 3RXOWU\ +,²KUV $GGFXSOLTXLG
  /2²KUV
 &KLFNHQ3LHFHV SLHFHV & 3RXOWU\ +,²KUV %HVWVXEPHUJHGXQGHUD
VDXFH
  DSSUR[OEV /2²KUV WRSUHYHQWVXUIDFHGU\LQJ
3RUN  
%RQHOHVV%ODGH ²OEV & 0HDWV +,²KUV $GG²FXSOLTXLG
 5RDVW /2²KUV
 &RXQWU\6W\OH ø²OEV & 0HDWV +,²KUV 3ODFHULEVLQDVLQJOHOD\HU
 3RUN5LEV /2²KUV
 3RUN&KRSV ²OEV & 0HDWV +,²KUV 3ODFHFKRSVLQDVLQJOH
OD\HU
  /2²KUV
6RXS  
 9HJHWDEOH%HHI TXDUWV & 0HDWV +,²KUV 0DNHVXUHEHHIFKXQNV
 6RXS /2²KUV DUHVXEPHUJHG
 &KLOL TXDUWV & 0HDWV +,²KUV 6XEPHUJHEHDQV
  /2²KUV WRSUHYHQWVXUIDFHGU\LQJ
6ORZ&RRN*XLGH *XLGHOLQH7LSV
7KHVORZFRRNSURJUDPXVHVDFRPSOH[VHULHVRI
WHPSHUDWXUHF\FOLQJWRREWDLQWKHEHVWUHVXOWV)RUWKLV
UHDVRQLWLVUHFRPPHQGHGWKDWWKHVORZFRRNSURJUDP
EHDOORZHGWRUXQZLWKRXWFDQFHOOLQJRUUHVWDUWLQJ
5HVWDUWLQJWKHVORZFRRNIHDWXUHZKLOHLWLVLQSURJUHVV
PD\UHVXOWLQRYHUFRRNHGPHDW
)RUMXLF\DQGWHQGHUPHDWFKRRVHFXWVRIPHDWVXFK
DVFKXFNURDVWRUDERQHOHVVEODGHURDVW/HDQHUFXWV
RIPHDWVXFKDVWRSURXQGDUHGULHUDQGPD\QHHG
DGGLWLRQDOOLTXLG
8VHRQO\JODVVDQGFHUDPLFGLVKHV0HWDOSRWVDQG
SDQVWHQGWRWUDQVIHUWKHKHDWLQWRWKHIRRGVWRR
TXLFNO\
0DWFKWKHTXDQWLW\RIIRRGWRWKHVL]HSDQ)LOOWKHSDQ
DERXWIXOOIRUEHVWUHVXOWV7RRODUJHDSRWDOORZVWKH
VWHDPWRHVFDSHFDXVLQJIRRGVWRGU\RXW
$OZD\VFRYHUWKHSRWZLWKDOLGRUDOXPLQXPIRLO
$ZLGHUDQJHRIUHFLSHVPD\EHXVHGLQWKHVORZFRRN
IHDWXUH)RUEHVWUHVXOWVVRPHDGMXVWPHQWVPD\QHHG
WREHPDGH)RUVPDOOHUVL]HGUHFLSHVEHJLQFKHFNLQJ
DWPLQLPXPWLPH)RUODUJHUHFLSHVRUZKHQGRXEOLQJ
UHFLSHVIRRGVPD\EHFRRNHGIRUORQJHUSHULRGVRI
WLPH
:KHQWKHVORZFRRNIHDWXUHFRPSOHWHVWKHRYHQZLOO
DXWRPDWLFDOO\VZLWFKWR´ZDUPµPRGH,IDGGLWLRQDOVORZ
FRRNWLPHLVGHVLUHGWKLVZDUPPRGHPD\EHXVHGWR
REWDLQWKHH[WUDWLPH
)RRG3RLVRQ+D]DUG%DFWHULDPD\JURZLQIRRGDWWHPSHUDWXUHVEHORZ)
$OZD\VVWDUWZLWKKRWIRRG'RQRWXVHZDUPVHWWLQJVWRKHDWFROGIRRG
'RQRWZDUPIRRGIRUPRUHWKDQKRXUV
)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVPD\UHVXOWLQIRRGERUQHLOOQHVV

:$51,1*
+RZWR6HWWKH8SSHU2YHQ)RU:DUPLQJ
7KH IHDWXUHNHHSVFRRNHGIRRGVKRW:$50
7KLVIHDWXUHLVQRWGHVLJQHGWRUHKHDWFROGIRRG
7RXVHWKH IHDWXUHWRXFKWKH:$50 :$50
SDGDQGWKHQWKH SDG67$57
7RXVHWKH IHDWXUHDIWHU7LPHG%DNLQJ:$50
IROORZWKHVHVWHSV
7RXFKWKHEDNHPRGHRIFRRNLQJ
7RXFKWKHQXPEHUSDGVWRVHW
WKHRYHQWHPSHUDWXUH
7RXFKWKH SDG&22.7,0(
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
OHQJWKRIFRRNLQJWLPH
7RXFKWKH SDG:$50
7RXFKWKH SDG67$57
127(3ODVWLFFRQWDLQHUVOLGVRUSODVWLFZUDSZLOO
PHOWLISODFHGLQWKHRYHQ0HOWHGSODVWLFPD\
QRWEHUHPRYDEOHDQGLVQRWFRYHUHGXQGHU\RXU
ZDUUDQW\
7KHSURRILQJIHDWXUHPDLQWDLQVDZDUPHQYLURQPHQWXVHIXOIRUULVLQJ\HDVWOHDYHQHG
SURGXFWV
+RZWR6HWWKH2YHQ)RU3URRILQJRQVRPHPRGHOV
3ODFHWKHFRYHUHGGRXJKLQDGLVK
LQWKHRYHQRQUDFN%RU&
127()RUEHVWUHVXOWVFRYHUWKHGRXJKZLWKD
FORWKRUZLWKJUHDVHGSODVWLFZUDSWKHSODVWLF
PD\QHHGWREHDQFKRUHGXQGHUQHDWKWKH
FRQWDLQHUVRWKHRYHQIDQZLOOQRWEORZLWRII
7RXFKWKH  SDGDQGWKHQWKH3522)
67$57SDG
7KHGLVSOD\ZLOOUHDG SURRI3U)
7KHRYHQLQWHULRUOLJKWWXUQVRQDQGUHPDLQVRQ
GXULQJSURRILQJ
7KHSURRILQJIHDWXUHDXWRPDWLFDOO\SURYLGHVWKH
RSWLPXPWHPSHUDWXUHIRUWKHSURRILQJSURFHVV
DQGWKHUHIRUHGRHVQRWKDYHDWHPSHUDWXUH
DGMXVWPHQW
6HWWKH7LPHUIRUWKHPLQLPXPSURRIWLPH
:KHQSURRILQJLVILQLVKHGWRXFKWKH
&/($52))SDG
7RDYRLGORZHULQJWKHRYHQWHPSHUDWXUHDQG
OHQJWKHQLQJSURRILQJWLPHGRQRWRSHQWKH
RYHQGRRUXQQHFHVVDULO\
&KHFNEUHDGSURGXFWVHDUO\WRDYRLG
RYHUSURRILQJ
127(6
'RQRWXVHWKHSURRILQJPRGHIRUZDUPLQJ
IRRGRUNHHSLQJIRRGKRW7KHSURRILQJRYHQ
WHPSHUDWXUHLVQRWKRWHQRXJKWRKROGIRRGV
DWVDIHWHPSHUDWXUHV8VHWKH:$50IHDWXUH
WRNHHSIRRGZDUP
3URRILQJZLOOQRWRSHUDWHZKHQRYHQLVDERYH
)´+27µZLOOVKRZLQWKHGLVSOD\
RQVRPHPRGHOV
RQVRPHPRGHOV
8VLQJWKHVORZFRRNSL]]DZDUPLQJDQGSURRILQJIHDWXUHV

8VLQJWKHVHOIFOHDQLQJXSSHUDQGORZHURYHQV*($SSOLDQFHVFRP
:LSHXSKHDY\VRLORQWKHRYHQ
ERWWRP
%HIRUHD&OHDQ&\FOH
),5(+$=$5':LSHJUHDVHDQGKHDY\VRLOIURPWKH
RYHQERWWRPEHIRUHVHOIFOHDQLQJ)DLOXUHWRGRVRPD\
UHVXOWLQDQRYHQILUH
:HUHFRPPHQGYHQWLQJ\RXUNLWFKHQZLWKDQRSHQ
ZLQGRZRUXVLQJDYHQWLODWLRQIDQRUKRRGGXULQJWKH
ILUVWVHOIFOHDQF\FOH
5HPRYHDQ\EURLOHUSDQEURLOHUJULGSUREHDOO
FRRNZDUHDQGDQ\DOXPLQXPIRLOIURPWKHRYHQ
127(
,I\RXURYHQLVHTXLSSHGZLWKVKLQ\VLOYHUFRORUHG
RYHQUDFNVUHPRYHWKHPEHIRUH\RXEHJLQWKH
VHOIFOHDQF\FOH
7KHVKLQ\VLOYHUFRORUHGRYHQUDFNVRQVRPH
PRGHOVFDQEHVHOIFOHDQHGEXWWKH\ZLOOGDUNHQ
ORVHWKHLUOXVWHUDQGEHFRPHKDUGWRVOLGH
,I\RXURYHQLVHTXLSSHGZLWKJUD\SRUFHODLQ
FRDWHGRYHQUDFNVWKH\PD\EHOHIWLQWKHRYHQ
GXULQJWKHVHOIFOHDQF\FOH
6RLORQWKHIURQWIUDPHRIWKHUDQJHDQGRXWVLGH
WKHJDVNHWRQWKHGRRUZLOOQHHGWREHFOHDQHGE\
KDQG&OHDQWKHVHDUHDVZLWKKRWZDWHUVRDSILOOHG
VWHHOZRROSDGVRUFOHDQVHUVVXFKDV6RIW6FUXE

5LQVHZHOOZLWKFOHDQZDWHUDQGGU\
'RQRWFOHDQWKHJDVNHW7KHILEHUJODVVPDWHULDORI
WKHRYHQGRRUJDVNHWFDQQRWZLWKVWDQGDEUDVLRQ,WLV
HVVHQWLDOIRUWKHJDVNHWWRUHPDLQLQWDFW,I\RXQRWLFH
LWEHFRPLQJZRUQRUIUD\HGUHSODFHLW
0DNHVXUHWKHRYHQOLJKWEXOEFRYHULVLQSODFHDQG
WKHRYHQOLJKWLVRII
,03257$177KHKHDOWKRIVRPHELUGVLVH[WUHPHO\
VHQVLWLYHWRWKHIXPHVJLYHQRIIGXULQJWKHVHOI
FOHDQLQJF\FOHRIDQ\UDQJH0RYHELUGVWRDQRWKHU
ZHOOYHQWLODWHGURRP
'RXEOH2YHQDQG&DQDGLDQ0RGHOV2QO\
7KHVXUIDFHXQLWVDUHDXWRPDWLFDOO\GLVDEOHGGXULQJ
WKHVHOIFOHDQF\FOH0DNHVXUHWKDWDOOVXUIDFH
XQLWFRQWUROVDUHWXUQHGRIIDWDOOWLPHVGXULQJWKH
VHOIFOHDQF\FOH$Q\VXUIDFHXQLWWKDWLVVHWWRDQ
´RSRVLWLRQZKLOHWKHVHOIFOHDQF\FOHLVRSHUDWLQJ
ZLOODXWRPDWLFDOO\FRPHRQDIWHUWKHVHOIFOHDQF\FOH
LVILQLVKHGDQGFRXOGUHVXOWLQDQ´RXQDWWHQGHG
VXUIDFHXQLW:DLWXQWLOWKHVHOIFOHDQF\FOHLVILQLVKHG
WRVHWDQGXVHWKHVXUIDFHXQLWV
+RZWR6HWWKH2YHQIRU&OHDQLQJ
7KHRYHQGRRUVPXVWEHFORVHGDQGDOOFRQWUROVVHW
FRUUHFWO\IRUWKHF\FOHWRZRUNSURSHUO\
7RXFKWKH SDG6(/)&/($1
$KRXUVHOIFOHDQWLPHLVUHFRPPHQGHGIRU
XVHZKHQFOHDQLQJVPDOOFRQWDLQHGVSLOOV$
VHOIFOHDQWLPHRIKRXUVLVUHFRPPHQGHGIRU
DGLUWLHURYHQ
,IDWLPHRWKHUWKDQKRXUVRUKRXUVLV
QHHGHGXVHWKHQXPEHU SDGVDQGHQWHUWKH
GHVLUHGFOHDQWLPH
<RXFDQFKDQJHWKHFOHDQWLPHWRDQ\WLPHEHWZHHQ
KRXUVDQGKRXUVGHSHQGLQJRQKRZGLUW\\RXU
RYHQLV
7RXFKWKH  SDG67$57
7KHXSSHUDQGORZHURYHQGRRUVORFNDXWRPDWLFDOO\
7KHFRRNWRSHOHPHQWVDUHDOVRORFNHGRXWGXULQJ
VHOIFOHDQ7KHGLVSOD\ZLOOVKRZWKHFOHDQWLPH
UHPDLQLQJ,WZLOOQRWEHSRVVLEOHWRRSHQWKHRYHQ
GRRUVRUXVHWKHFRRNWRSXQWLOWKHWHPSHUDWXUHGURSV
EHORZWKHORFNWHPSHUDWXUHDQG/2&.(''225 
JRHVRIILQWKHFRQWUROGLVSOD\
:KHQ/2&.(''225JRHVRII\RXZLOOEHDEOH
WRRSHQWKHGRRUV
7KHZRUG ZLOOIODVKDQGWKH/2&.(''225
ZRUGGRRUZLOOGLVSOD\LI\RXVHWWKHFOHDQF\FOH
DQGIRUJHWWRFORVHWKHRYHQGRRUV
7RVWRSDFOHDQF\FOHWRXFKWKH SDG&/($52))
:KHQ/2&.(''225 JRHVRIILQGLFDWLQJWKH
RYHQVKDYHFRROHGEHORZWKHORFNLQJWHPSHUDWXUH
\RXZLOOEHDEOHWRRSHQWKHGRRUV
'RXEOH2YHQV
<RXFDQVHWDFOHDQF\FOHLQERWKRYHQVDWWKH
VDPHWLPHKRZHYHUWKH\ZLOOQRWVHOIFOHDQDWWKH
VDPHWLPH7KHODVWRYHQVHWZLOODXWRPDWLFDOO\
GHOD\LWVVWDUWXQWLOWKHHQGRIWKHILUVWRYHVFOHDQ
F\FOH
:KHQDQRYHQLVVHWWRVHOIFOHDQERWKRYHQGRRUV
ZLOOORFNDQGWKHFRRNWRSFRQWUROVZLOOORFNRXW7KH
RYHQVDQGFRRNWRSFDQQRWEHXVHGZKHQDQRYHQ
LVVHWWRVHOIFOHDQ
:$51,1*

8VLQJWKHVHOIFOHDQLQJXSSHUDQGORZHURYHQV

$IWHUD&OHDQ&\FOH
<RXPD\QRWLFHVRPHZKLWHDVKLQWKH
RYHQ:LSHLWXSZLWKDGDPSFORWKDIWHU
WKHRYHQFRROV
,IZKLWHVSRWVUHPDLQUHPRYHWKHPZLWK
DVRDSILOOHGVWHHOZRROSDGDQGULQVH
WKRURXJKO\ZLWKDYLQHJDUDQGZDWHU
PL[WXUH
7KHVHGHSRVLWVDUHXVXDOO\DVDOWUHVLGXH
WKDWFDQQRWEHUHPRYHGE\WKHFOHDQF\FOH
,IWKHRYHQLVQRWFOHDQDIWHURQHFOHDQ
F\FOHUHSHDWWKHF\FOH
<RXFDQQRWVHWWKHRYHQIRUFRRNLQJRU
DQRWKHUVHOIFOHDQF\FOHXQWLOWKHRYHQLV
FRROHQRXJKIRUWKHGRRUWRXQORFN
:KLOHWKHRYHQLVVHOIFOHDQLQJ\RX
FDQWRXFKWKH SDGWRGLVSOD\&/2&.
WKHWLPHRIGD\7RUHWXUQWRWKHFOHDQ
FRXQWGRZQWRXFKWKH SDG6(/)&/($1
,IWKHUDFNVEHFRPHKDUGWRVOLGHDSSO\
DVPDOODPRXQWRIFRRNLQJRLOWRDSDSHU
WRZHODQGZLSHWKHHGJHVRIWKHRYHQ
UDFNVZLWKWKHSDSHUWRZHO
+RZWR'HOD\WKH6WDUWRI&OHDQLQJ
7RXFKWKH SDG6(/)&/($1
$KRXUVHOIFOHDQWLPHLV
UHFRPPHQGHGIRUXVHZKHQFOHDQLQJ
VPDOOFRQWDLQHGVSLOOV$VHOIFOHDQ
WLPHRIKRXUVLVUHFRPPHQGHGIRUD
GLUWLHURYHQ
,IDWLPHRWKHUWKDQKRXUVRUKRXUV
LVQHHGHGXVHWKHQXPEHU SDGVDQG
HQWHUWKHGHVLUHGFOHDQWLPH
<RXFDQFKDQJHWKHFOHDQWLPHWRDQ\WLPH
EHWZHHQKRXUVDQGKRXUVGHSHQGLQJ
RQKRZGLUW\\RXURYHQLV
7RXFKWKH SDG'(/$<67$57
8VLQJWKHQXPEHUSDGVHQWHUWKH
WLPHRIGD\\RXZDQWWKHFOHDQF\FOH
WRVWDUW
7RXFKWKH SDG67$57
7KHXSSHUDQGORZHURYHQGRRUVORFN
DXWRPDWLFDOO\7KHFRRNWRSHOHPHQWVDUH
DOVRORFNHGRXWGXULQJVHOIFOHDQ7KH
GLVSOD\ZLOOVKRZWKHVWDUWWLPH,WZLOOQRW
EHSRVVLEOHWRRSHQWKHRYHQGRRUVRUXVH
WKHFRRNWRSXQWLOWKHWHPSHUDWXUHGURSV
EHORZWKHORFNWHPSHUDWXUHDQG/2&.('
'225JRHVRIILQWKHFRQWUROGLVSOD\
:KHQ/2&.(''225JRHVRII\RXZLOO
EHDEOHWRRSHQWKHGRRUV
7KHRYHQGRRUVPXVWEHFORVHGDQGDOOFRQWUROVVHWFRUUHFWO\IRUWKHF\FOHWRZRUNSURSHUO\

6SHFLDOIHDWXUHVRI\RXURYHQFRQWURO *($SSOLDQFHVFRP
+RXU6KXWGRZQ
:LWKWKLVIHDWXUHVKRXOG\RXIRUJHWDQGOHDYH
WKHRYHQRQWKHFRQWUROZLOODXWRPDWLFDOO\
WXUQRIIWKHRYHQDIWHUKRXUVGXULQJEDNLQJ
IXQFWLRQVRUDIWHUKRXUVGXULQJDEURLO
IXQFWLRQ
,I\RXZLVKWRWXUQ  WKLVIHDWXUHIROORZWKH2))
VWHSVEHORZ
7RXFKWKH DQGXSSHURYHQ%52,/+,/2 
%$.(SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH SDGXQWLO'(/$<67$57 QRVKGQ
QRVKXWRIIDSSHDUVLQWKHGLVSOD\
7RXFKWKH SDGWRDFWLYDWHWKHQR67$57
VKXWRIIDQGOHDYHWKHFRQWUROVHWLQWKLV
VSHFLDOIHDWXUHVPRGH
)DKUHQKHLWRU&HOVLXV7HPSHUDWXUH6HOHFWLRQ
<RXURYHQFRQWUROLVVHWWRXVHWKH)DKUHQKHLW
WHPSHUDWXUHVHOHFWLRQVEXW\RXPD\FKDQJH
WKLVWRXVHWKH&HOVLXVVHOHFWLRQV
7RXFKWKHXSSHURYHQ DQG%52,/+,/2
%$.(SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH DQG&22.7,0( %52,/+,/2
SDGVDWWKHVDPHWLPH7KHGLVSOD\ZLOO
VKRZ))DKUHQKHLW
7RXFKWKH&22.7,0(DQG%52,/+,/2
SDGVDJDLQDWWKHVDPHWLPH7KHGLVSOD\
ZLOOVKRZ&&HOVLXV
7RXFKWKH SDG67$57
7RQHVDWWKH(QGRID7LPHG&\FOH
$WWKHHQGRIDWLPHGF\FOHVKRUWEHHSVZLOO
VRXQGIROORZHGE\RQHEHHSHYHU\VHFRQGV
XQWLOWKH SDGLVWRXFKHG7KLV&/($52))
FRQWLQXDOVHFRQGEHHSPD\EHFDQFHOOHG
7RFDQFHOWKHVHFRQGEHHS
7RXFKWKHXSSHURYHQ DQG%52,/+,/2
%$.(SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH%52,/SDG7KHGLVSOD\VKRZV
&217,%((3FRQWLQXRXVEHHS7RXFKWKH
%52,/SDGDJDLQ7KHGLVSOD\VKRZV
6,1*/(%((37KLVFDQFHOVWKHRQHEHHS
HYHU\VHFRQGV
25
 7RXFKWKH SDG.,7&+(17,0(5212))
7KHGLVSOD\VKRZV FRQWLQXDO&21%((3
EHHS7RXFKWKH.,7&+(17,0(5212))
SDGDJDLQ7KHGLVSOD\VKRZV%((37KLV
FDQFHOVWKHRQHEHHSHYHU\VHFRQGV
7RXFKWKH SDG67$57
<RXUQHZWRXFKSDGFRQWUROKDVDGGLWLRQDOIHDWXUHVWKDW\RXPD\FKRRVHWRXVH7KHIROORZLQJDUHWKHIHDWXUHVDQGKRZ
\RXPD\DFWLYDWHWKHP
7KHVSHFLDOIHDWXUHPRGHVFDQRQO\EHDFWLYDWHGZKLOHWKHGLVSOD\LVVKRZLQJWKHWLPHRIGD\7KH\UHPDLQLQWKHFRQWURV
PHPRU\XQWLOWKHVWHSVDUHUHSHDWHG
7RHQWHUDVSHFLDOIHDWXUHIRUHLWKHURYHQ\RXPXVWILUVWWRXFKWKHXSSHURYHQ%52,/+,/2DQG%$.(SDGVDWWKHVDPH
WLPH7KH SDGVZLOOQRWDFWLYDWHVSHFLDOIHDWXUHVORZHURYHQ%52,/+,/2DQG%$.(
:KHQWKHGLVSOD\VKRZV\RXUFKRLFHWRXFKWKH SDG7KHVSHFLDOIHDWXUHVZLOOUHPDLQLQPHPRU\DIWHUDSRZHU67$57
IDLOXUHH[FHSWIRUWKH6DEEDWKIHDWXUHZKLFKZLOOKDYHWREHUHVHW
RQVRPHPRGHOV
RQVRPHPRGHOV
6SHFLDOIHDWXUHVRI\RXURYHQFRQWURO

$XWR5HFLSH&RQYHUVLRQRQVRPHPRGHOV
:KHQXVLQJFRQYHFWLRQEDNHWKH$XWR5HFLSH
&RQYHUVLRQIHDWXUHZLOODXWRPDWLFDOO\FRQYHUW
HQWHUHGUHJXODUEDNLQJWHPSHUDWXUHVWR
FRQYHFWLRQEDNLQJWHPSHUDWXUHV
7KLVIHDWXUHLVDFWLYDWHGVRWKDWWKHGLVSOD\
ZLOOVKRZWKHDFWXDOFRQYHUWHGUHGXFHG
WHPSHUDWXUH)RUH[DPSOHLI\RXHQWHUDUHJXODU
UHFLSHWHPSHUDWXUHRI)DQGWRXFKWKH
67$57SDGWKHGLVSOD\ZLOOVKRZ&21DQGWKH
FRQYHUWHGWHPSHUDWXUHRI)
7RGHDFWLYDWHWKHIHDWXUH
7RXFKWKH DQGXSSHURYHQ%$.( %52,/
+,/2SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH SDG7KH&219(&7,21&22.
GLVSOD\ZLOOVKRZ 7RXFKWKH&2121
&219(&7,21&22.SDGDJDLQ7KH
GLVSOD\ZLOOVKRZ&212))
7RXFKWKH SDG67$57
7RUHDFWLYDWHWKHIHDWXUHUHSHDWVWHSV²
DERYHEXWWRXFKWKH SDGZKHQ67$57 &2121
LVLQWKHGLVSOD\
+RXU+RXURU&ORFN%ODFNRXW
<RXUFRQWUROLVVHWWRXVHDKRXUFORFN
,I\RXZRXOGSUHIHUWRKDYHDKRXUPLOLWDU\
WLPHFORFNRUEODFNRXWWKHFORFNGLVSOD\IROORZ
WKHVWHSVEHORZ
7RXFKWKHXSSHURYHQ DQG%52,/+,/2
%$.(SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH SDGRQFH7KHGLVSOD\&/2&.
ZLOOVKRZ  ,IWKLVLVWKHFKRLFH\RXKU
ZDQWWRXFKWKH SDG67$57
7RXFKWKH SDGDJDLQWRFKDQJHWRWKH&/2&.
KRXUPLOLWDU\WLPHFORFN7KHGLVSOD\ZLOO
VKRZ ,IWKLVLVWKHFKRLFH\RXZDQWWRXFKKU
WKH SDG67$57
7RXFKWKH SDGDJDLQWREODFNRXWWKH&/2&.
FORFNGLVSOD\7KHGLVSOD\ZLOOVKRZ  ,IWKLVLV2))
WKHFKRLFH\RXZDQWWRXFKWKH SDG67$57
127(,IWKHFORFNLVLQWKHEODFNRXWPRGH\RX
ZLOOQRWEHDEOHWRXVHWKH'HOD\6WDUWIXQFWLRQ
7RQH9ROXPHRQVRPHPRGHOV
7KLVIHDWXUHDOORZV\RXWRDGMXVWWKHWRQH
YROXPHVWRDPRUHDFFHSWDEOHYROXPH7KHUH
DUHWKUHHSRVVLEOHYROXPHOHYHOV
7RXFKWKHXSSHURYHQ DQG%52,/+,/2
%$.(SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
7RXFKWKH SDG7KHGLVSOD\ZLOO&22.7,0(
VKRZ 7KLVLVWKHPLGGOHYROXPH%((3
OHYHO
7RXFKWKH SDGDJDLQ7KH&22.7,0(
GLVSOD\ZLOOVKRZ 7KLVLVWKHORXGHVW%((3
YROXPHOHYHO
7RXFKWKH SDGDJDLQ7KH&22.7,0(
GLVSOD\ZLOOVKRZ 7KLVLVWKH%((3
TXLHWHVWYROXPHOHYHO
)RUHDFKWLPHWKHOHYHOLVFKDQJHGDWRQH
ZLOOVRXQGWRSURYLGHDQLQGLFDWLRQRIWKH
YROXPHOHYHO
&KRRVHWKHGHVLUHGVRXQGOHYHO%((3
%((3%((3
7RXFKWKH SDGWRDFWLYDWHWKHOHYHO67$57
VKRZQ
&RRNDQG+ROGRQVRPHPRGHOV
<RXUQHZFRQWUROKDVDFRRNDQGKROGIHDWXUH
WKDWNHHSVFRRNHGIRRGVZDUPIRUXSWR
KRXUVDIWHUWKHFRRNLQJIXQFWLRQLVILQLVKHG
7RDFWLYDWHWKLVIHDWXUHIROORZWKHVWHSVEHORZ
7RXFKWKH DQG SDGVDW%$.( %52,/+,/2
WKHVDPHWLPHXQWLOWKHGLVSOD\VKRZV6)
7RXFKWKH SDG7KH&22.,1*7,0(
GLVSOD\ZLOOVKRZ+OG2))
7RXFKWKH SDGDJDLQWR&22.,1*7,0(
DFWLYDWHWKHIHDWXUH7KHGLVSOD\ZLOOVKRZ
+OG21
7RXFKWKH SDGWRDFWLYDWHWKHFRRN67$57
DQGKROGIHDWXUHDQGOHDYHWKHFRQWUROVHW
LQWKLVVSHFLDOIHDWXUHVPRGH
START
BROIL
HI/LO
BAKE
+
COOKING
TIME
8VLQJWKH6DEEDWKIHDWXUH
XSSHUDQGORZHURYHQV
'HVLJQHGIRUXVHRQWKH-HZLVK6DEEDWKDQG+ROLGD\VRQVRPHPRGHOV
*($SSOLDQFHVFRP

7RXFKWKH SDG&/($52))
,IWKHRYHQLVFRRNLQJZDLWIRUDUDQGRPGHOD\
SHULRGRIDSSUR[LPDWHO\VHFRQGVWR
PLQXWHXQWLORQO\ LVLQWKHGLVSOD\
7RXFKDQGKROGERWKWKH DQG%52,/+,/2
%$.(SDGVDWWKHVDPHWLPHXQWLOWKHGLVSOD\
VKRZV6)
7DSWKH SDGXQWLO RU'(/$<67$57 VKGQ QR
VKGQDSSHDUVLQWKHGLVSOD\
&KRRVHVKGQLQGLFDWLQJWKDWWKHRYHQZLOO
DXWRPDWLFDOO\WXUQRIIDIWHUKRXUVRUQR
VKGQLQGLFDWLQJWKDWWKHRYHQZLOOQRW
DXWRPDWLFDOO\WXUQRIIDIWHUKRXUV
3UHVV ZKHQWKHRSWLRQWKDW\RX67$57 ZDQWLV
LQWKHGLVSOD\VKGQRUQRVKGQ
127(,IDSRZHURXWDJHRFFXUUHGZKLOHWKHRYHQ
ZDVLQ6DEEDWKWKHRYHQZLOODXWRPDWLFDOO\WXUQRII
DQGVWD\RIIHYHQZKHQWKHSRZHUUHWXUQV7KHRYHQ
FRQWUROPXVWEHUHVHW6RPHPRGHOVZLOOUHVXPH
6DEEDWKPRGHKRZHYHURSHQLQJWKHGRRUZLOO
DFWLYDWHWKHRYHQOLJKW
7KH6DEEDWKIHDWXUHFDQEHXVHGIRUEDNLQJURDVWLQJRQO\,WFDQQRWEHXVHGIRUFRQYHFWLRQEURLOLQJVHOIFOHDQLQJRU
'HOD\6WDUWFRRNLQJ
127(7KHRYHQOLJKWFRPHVRQDXWRPDWLFDOO\RQVRPHPRGHOVZKHQWKHGRRULVRSHQHGDQGJRHVRIIZKHQWKHGRRULVFORVHG7KHEXOEPD\EHUHPRYHG6HH
WKH2YHQ/LJKW5HSODFHPHQWVHFWLRQ2QPRGHOVZLWKDOLJKWVZLWFKRQWKHFRQWUROSDQHOWKHRYHQOLJKWPD\EHWXUQHGRQDQGOHIWRQ
+RZWR6HWIRU5HJXODU%DNLQJ5RDVWLQJ
0DNHVXUHWKHFORFNVKRZVWKHFRUUHFWWLPHRIGD\
DQGWKHRYHQLVRII
7RXFKDQGKROGERWKWKHXSSHURYHQ%52,/+,
/2 %$.(DQG SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
127(,IEDNHRUEURLODSSHDUVLQWKHGLVSOD\WKH
%52,/+,/2 %$.(DQG SDGVZHUHQRWWRXFKHG
DWWKHVDPHWLPH7RXFKWKH SDG&/($52))
DQGEHJLQDJDLQ
7DSWKH SDGXQWLO'(/$<67$57 6$EE$W+
DSSHDUVLQWKHGLVSOD\
7RXFKWKH SDGDQG ZLOODSSHDULQWKH67$57 
GLVSOD\%RWKRYHQVDUHQRZLQ6DEEDWKPRGH
7RXFKWKH SDGRQWKHXSSHURUORZHU%$.(
RYHQ1RVLJQDOZLOOEHJLYHQ
8VLQJWKHQXPEHUSDGVHQWHUWKHGHVLUHG
WHPSHUDWXUHEHWZHHQ)DQG)1R
VLJQDORUWHPSHUDWXUHZLOOEHJLYHQ7KHUHLVQR
GHIDXOWWHPSHUDWXUH
7RXFKWKH SDGRQWKHFRUUHVSRQGLQJ67$57
RYHQ
$IWHUDUDQGRPGHOD\SHULRGRIDSSUR[LPDWHO\
VHFRQGVWRPLQXWHZLOODSSHDULQWKH
GLVSOD\LQGLFDWLQJ WKDWWKHRYHQLVEDNLQJ
URDVWLQJ,I GRHVWDSSHDULQWKHGLVSOD\
VWDUWDJDLQDW6WHS
7REDNHLQWKHRWKHURYHQVWDUWDW6WHSRQ
VRPHPRGHOV
7RDGMXVWWKHRYHQWHPSHUDWXUHWRXFKWKH SDG%$.(
HQWHUWKHQHZWHPSHUDWXUHXVLQJWKHQXPEHUSDGV
DQGWRXFKWKH SDG67$57
127(7KH DQG SDGVDUH&/($52)) &22.7,0(
DFWLYHGXULQJWKH6DEEDWKIHDWXUH
+RZWR6HWIRU7LPHG%DNLQJ5RDVWLQ,PPHGLDWH6WDUWDQG$XWRPDWLF6WRS
0DNHVXUHWKHFORFNVKRZVWKHFRUUHFWWLPHRIGD\
DQGWKHRYHQLVRII
7RXFKDQGKROGERWKWKHXSSHURYHQ%52,/+,
/2 %$.(DQG SDGVDWWKHVDPHWLPHXQWLOWKH
GLVSOD\VKRZV6)
127(,IEDNHRUEURLODSSHDUVLQWKHGLVSOD\WKH
%52,/+,/2 %$.(DQG SDGVZHUHQRWWRXFKHG
DWWKHVDPHWLPH7RXFKWKH SDG&/($52))
DQGEHJLQDJDLQ
7DSWKH SDGXQWLO'(/$<67$57 6$EE$W+
DSSHDUVLQWKHGLVSOD\
7RXFKWKH67$57SDGDQG ZLOODSSHDULQWKH
GLVSOD\%RWKRYHQVDUHQRZLQ6DEEDWKPRGH
7RXFKWKH SDGRQWKHXSSHURU&22.7,0(
ORZHURYHQ1RVLJQDOZLOOEHJLYHQ
7RXFKWKHQXPEHUSDGVWRVHWWKHGHVLUHG
OHQJWKRIFRRNLQJWLPHEHWZHHQPLQXWHDQG
KRXUVDQGPLQXWHV
7RXFKWKH SDG67$57
7RXFKWKH SDG1RVLJQDOZLOOEHJLYHQ%$.(
8VLQJWKHQXPEHUSDGVHQWHUWKHGHVLUHG
WHPSHUDWXUH1RVLJQDORUWHPSHUDWXUHZLOOEH
JLYHQ7KHUHLVQRGHIDXOWWHPSHUDWXUH
7RXFKWKH SDGRQWKHFRUUHVSRQGLQJ67$57
RYHQ
$IWHUDUDQGRPGHOD\SHULRGRIDSSUR[LPDWHO\
VHFRQGVWRPLQXWH ZLOODSSHDULQWKH
GLVSOD\LQGLFDWLQJWKDWWKHRYHQLV
EDNLQJ
URDVWLQJ
,IGRHVQ·WDSSHDULQWKHGLVSOD\
VWDUWDJDLQDW6WHS
7RDGMXVWWKHRYHQWHPSHUDWXUHWRXFKWKH SDG%$.(
HQWHUWKHQHZWHPSHUDWXUHXVLQJWKHQXPEHUSDGV
DQGWRXFKWKHELSDG
:KHQFRRNLQJLVILQLVKHGWKHGLVSOD\ZLOOFKDQJH
IURP WR DQG ZLOODSSHDULQGLFDWLQJWKDW  
WKHRYHQKDVWXUQHG EXWLVVWLOOVHWLQ6DEEDWK2))
5HPRYHWKHFRRNHGIRRG
+RZWR([LWWKH6DEEDWK)HDWXUH
:KHQWKHGLVSOD\VKRZVWKH
RYHQLVVHWLQ6DEEDWK:KHQWKH
GLVSOD\VKRZV  WKHRYHQLV
EDNLQJURDVWLQJ
:KHQWKHGLVSOD\VKRZVWKH
RYHQLVVHWLQ6DEEDWK:KHQWKH
GLVSOD\VKRZVWKHRYHQLV
EDNLQJURDVWLQJ
7R8VHWKH:DUPLQJ'UDZHU
3XVKDQGWXUQWKHFRQWURONQREWRDQ\
GHVLUHGVHWWLQJ
7KHZDUPLQJGUDZHUZLOONHHSKRWFRRNHG
IRRGVDWVHUYLQJWHPSHUDWXUH$OZD\VVWDUWZLWK
KRWIRRG
7RXFKWKH SDG´:$50(5:$50,1*'5$:(5
21µDQG´µDUHOLWRQWKHGLVSOD\DQG´6HWµ
EHJLQVWREOLQN2QWKHQXPEHUSDGVWRXFK
IRU/RZIRU0HGLXPRUIRU+LJK7KH
GLVSOD\´µFKDQJHVFRUUHVSRQGLQJWRWKH
QXPEHUSDGVHOHFWHG7KHZDUPLQJGUDZHU
VWDUWVDXWRPDWLFDOO\DIWHU\RXWRXFKRU
´:$50(521µDQGWKHQXPEHUUHPDLQOLW´6HWµ
VWRSVEOLQNLQJ2QVRPHPRGHOVSUHVV67$57
2QVRPHPRGHOV²WRJJOHEHWZHHQVHWWLQJVE\
WRXFKLQJWKH SDG:$50,1*'5$:(5
7RFDQFHOWRXFKWKH SDG:$50,1*'5$:(5
127(7RXFKLQJWKH SDGGRHVQRW&/($52))
WXUQRIIWKHZDUPLQJGUDZHU
WARMING DRAWER
:KHQ8VLQJWKH:DUPLQJ'UDZHU
7KHZDUPLQJGUDZHUZLOONHHSKRWFRRNHG
IRRGVZDUP$OZD\VVWDUWZLWKKRWIRRG'R
QRWXVHWRKHDWFROGIRRGRWKHUWKDQFULVSLQJ
FUDFNHUVFKLSVRUGU\FHUHDO
'RQRWOLQHWKHZDUPLQJGUDZHURUSDQ
ZLWKDOXPLQXPIRLO)RLOLVDQH[FHOOHQWKHDW
LQVXODWRUDQGZLOOWUDSKHDWEHQHDWKLW7KLV
ZLOOXSVHWWKHSHUIRUPDQFHRIWKHGUDZHU
DQGFRXOGGDPDJHWKHLQWHULRUILQLVK
$OORZDSSUR[LPDWHO\PLQXWHVIRUWKH
ZDUPLQJGUDZHUWRSUHKHDW
'RQRWSXWOLTXLGRUZDWHULQWKHZDUPLQJ
GUDZHU
$OOIRRGVSODFHGLQWKHZDUPLQJGUDZHU
VKRXOGEHFRYHUHGZLWKDOLGRUDOXPLQXP
IRLO:KHQZDUPLQJSDVWULHVRUEUHDGVWKH
FRYHUVKRXOGEHYHQWHGWRDOORZPRLVWXUHWR
HVFDSH
)RRGVKRXOGEHNHSWKRWLQLWVFRRNLQJ
FRQWDLQHURUWUDQVIHUUHGWRDKHDWVDIH
VHUYLQJGLVK
127(3ODVWLFFRQWDLQHUVRUSODVWLFZUDSZLOOPHOW
LILQGLUHFWFRQWDFWZLWKWKHGUDZHUSDQRUDKRW
XWHQVLO0HOWHGSODVWLFPD\QRWEHUHPRYDEOHDQG
LVQRWFRYHUHGXQGHU\RXUZDUUDQW\
5HPRYHVHUYLQJVSRRQVHWFEHIRUHSODFLQJ
FRQWDLQHUVLQZDUPLQJGUDZHU
7R&ULVS6WDOH,WHPV
3ODFHIRRGLQORZVLGHGGLVKHVRUSDQV
3UHKHDWRQ/2VHWWLQJ
&KHFNFULVSQHVVDIWHUPLQXWHV$GGWLPH
DVQHHGHG
7R:DUP6HUYLQJ%RZOVDQG3ODWHV
'LVKHVZLOOEHKRW8VHSRWKROGHUVRUPLWWV
ZKHQUHPRYLQJKRWGLVKHV
7RZDUPVHUYLQJERZOVDQGSODWHVVHWWKH
FRQWURORQ/2
8VHRQO\KHDWVDIHGLVKHV
,I\RXZDQWWRKHDWILQHFKLQDSOHDVHFKHFN
ZLWKWKHPDQXIDFWXUHURIWKHGLVKHVIRU
WKHLUPD[LPXPKHDWWROHUDQFH
<RXPD\ZDUPHPSW\VHUYLQJGLVKHV
ZKLOHSUHKHDWLQJWKHGUDZHU
7HPSHUDWXUH6HOHFWLRQ&KDUW
7RNHHSVHYHUDOGLIIHUHQWIRRGVKRWVHWWKH
FRQWUROWRWKHIRRGQHHGLQJWKHKLJKHVWVHWWLQJ
7KHWHPSHUDWXUHW\SHDQGDPRXQWRIIRRG
DQGWKHWLPHKHOGZLOODIIHFWWKHTXDOLW\RI
WKHIRRG
5HSHDWHGRSHQLQJRIWKHGUDZHUDOORZV
WKHKRWDLUWRHVFDSHDQGWKHIRRGWRFRRO
:LWKODUJHORDGVLWPD\EHQHFHVVDU\
WRXVHDKLJKHUZDUPLQJGUDZHUVHWWLQJ
DQGFRYHUVRPHRIWKHFRRNHGIRRGLWHPV

'RQRWXVHSODVWLFFRQWDLQHUVRUSODVWLFZUDS
 )RRG7\SH &RQWURO6HWWLQJ
 &DVVHUROH 0('
 &KLOL +,
 3L]]D 0('
 3RWDWRHVEDNHG +,
 7RUWLOOD&KLSV /2
 :DIIOHV /2
)22'32,621+$=$5'%DFWHULDPD\JURZLQIRRGDWWHPSHUDWXUHVEHORZ)
$OZD\VVWDUWZLWKKRWIRRG'RQRWXVHZDUPVHWWLQJVWRKHDWFROGIRRG
'RQRWZDUPIRRGIRUPRUHWKDQKRXUV
)DLOXUHWRIROORZWKHVHLQVWUXFWLRQVPD\UHVXOWLQIRRGERUQHLOOQHVV
7KHZDUPLQJGUDZHUZLOONHHSKRWFRRNHGIRRGVDWVHUYLQJWHPSHUDWXUH$OZD\VVWDUWZLWKKRWIRRG
'RQRWXVHWRKHDWFROGIRRGRWKHUWKDQFULVSLQJFUDFNHUVFKLSVRUGU\FHUHDO
8VLQJWKHZDUPLQJGUDZHURQVRPHPRGHOV

:$51,1*
&$87,21
8VLQJWKHORZHURYHQGUDZHURQVRPHPRGHOV*($SSOLDQFHVFRP

7R8VHWKH/RZHU2YHQ'UDZHU
3XVKLQDQGWXUQWKHORZHURYHQGUDZHU
NQREWRDQ\GHVLUHGVHWWLQJ
$OORZWKHORZHURYHQGUDZHUWRSUHKHDW
7KH21VLJQDOOLJKWLVORFDWHGDERYHWKH
NQREDQGJORZVZKHQWKHNQRELVLQWKH
21SRVLWLRQ,WUHPDLQV21XQWLOWKHNQRELV
PRYHGWRWKH2))SRVLWLRQ
7KH´+HDWLQVLJQDOOLJKWLVORFDWHGEHORZWKH
NQREDQGJORZVZKHQWKHKHDWLQJHOHPHQWV
DUHDFWLYH3UHKHDWLVFRPSOHWHDIWHUWKH
´+HDWLQVLJQDOKDVWXUQHGRIIIRUWKHILUVW
WLPHDIWHUWKHNQRELVWXUQHGRQ
127(6
$OZD\VXVHWKHLQFOXGHGGUDZHUUDFN
XVLQJWKHORZHURYHQGUDZHU
7KHORZHURYHQGUDZHUFDQQRWEHXVHG
DVHOIFOHDQF\FOHRIWKHXSSHURYHQ
'RQRWSXWIRRGIRLORUFRRNZDUHGLUHF
WKHERWWRPRIWKHORZHURYHQGUDZHU
XVHWKHLQFOXGHGGUDZHUUDFN
,IIRRGVUHTXLUHDFRYHUXVHRQO\IRLO
DEOHWRZLWKVWDQGEDNLQJWHPSHUDWX
QRWXVHSODVWLF
0D[LPXPKHLJKWRIIRRGVWKDWFDQEHED
LQWKHORZHURYHQGUDZHULV
s
'RQRWSXWOLTXLGRUZDWHULQWKHORZ
GUDZHU
1HYHUSODFHSODVWLFVSDSHUFDQQHGIR
RUFRPEXVWLEOHPDWHULDOLQWKHORZH
GUDZHU
7KHORZHURYHQGUDZHUPD\EHXVHGWREDNHIRRGVXVLQJWKHVDPHWLPHVDQGWHPSHUDWXUH
LGHDOIRUEDNLQJLQWKHORZHURYHQGUDZHULQFOXGHSL]]DIUR]HQIRRGVFDVVHUROHVELVFXL
3XVKLQDQGWXUQWKHORZHURYHQ
GUDZHUNQREWRDQ\GHVLUHGVHWWLQJ
:KHQ8VLQJWKH/RZHU2YHQ'UDZHU:DUP6HWWLQJ
7KH:$506(77,1*RIWKHORZHURYHQGUDZHU
FDQEHXVHGWRNHHSKRWFRRNHGIRRGVDWVHUYLQJ
WHPSHUDWXUHV$OZD\VVWDUWZLWKKRWIRRG'RQRW
XVHWKH:$506(77,1*WRKHDWFROGIRRGRWKHU
WKDQFULVSLQJFUDFNHUVFKLSVRUGU\FHUHDO
127(7KHEHJLQQLQJWHPSHUDWXUHRIWKH
IRRGWKHDPRXQWRIIRRGWKHW\SHRIIRRGWKH
FRQWDLQHUDQGWKHDPRXQWRIWLPHWKHIRRGLV
LQWKHGUDZHUZLOODIIHFWWKHTXDOLW\DQGHQGLQJ
WHPSHUDWXUHRIWKHIRRG
3XVKLQDQGWXUQWKHFRQWURONQREWR
VHWWLQJ
7KHORZHURYHQGUDZHUXVHVOHVVHQHUJ\WKDQWKHXSSHURYHQ
$OORZWKHIROORZLQJDSSUR[LPDWHWLPHVIRUSUHKHDWLQJ
'HVLUHG/RZHU 3UHKHDW
2YHQ7HPSHUDWXUH 7LPH
:$50 PLQXWHV
) PLQXWHV
) PLQXWHV

'RQRWXVHDVWHHOZRROSDGLWZLOOVFUDWFKWKH
VXUIDFH
7RFOHDQWKHVWDLQOHVVVWHHOVXUIDFHXVHZDUP
VXGV\ZDWHURUDVWDLQOHVVVWHHOFOHDQHURU
SROLVK$OZD\VZLSHWKHVXUIDFHLQWKHGLUHFWLRQ
RIWKHJUDLQ)ROORZWKHFOHDQHULQVWUXFWLRQVIRU
FOHDQLQJWKHVWDLQOHVVVWHHOVXUIDFH
7RLQTXLUHDERXWSXUFKDVLQJVWDLQOHVVVWHHO
DSSOLDQFHFOHDQHURUSROLVKRUWRILQGWKH
ORFDWLRQRIDGHDOHUQHDUHVW\RXSOHDVHFDOORXU
WROOIUHHQXPEHU
1DWLRQDO3DUWV&HQWHU 
*($SSOLDQFHVFRP
6WDLQOHVV6WHHO6XUIDFHVRQVRPHPRGHOV
%HVXUHDOOFRQWUROVDUHRIIDQGDOOVXUIDFHVDUHFRROEHIRUHFOHDQLQJDQ\SDUWRIWKHUDQJH
,I\RXUUDQJHLVUHPRYHGIRUFOHDQLQJVHUYLFLQJRUDQ\UHDVRQEH
VXUHWKHDQWLWLSGHYLFHLVUHHQJDJHGSURSHUO\ZKHQWKHUDQJHLV
UHSODFHG)DLOXUHWRWDNHWKLVSUHFDXWLRQFRXOGUHVXOWLQWLSSLQJRI
WKHUDQJHDQGFDXVHLQMXU\
&RQWURO3DQHO
,IGHVLUHGWKHWRXFKSDGVPD\EHGHDFWLYDWHGEHIRUH
FOHDQLQJ
6HHWKH&RQWURO/RFNRXW 8VLQJWKHLQIRUPDWLRQLQWKH
FORFNNLWFKHQWLPHUDQGFRQWUROORFNRXWVHFWLRQLQWKLV
PDQXDO
&OHDQXSVSODWWHUVZLWKDGDPSFORWK
<RXPD\DOVRXVHDJODVVFOHDQHU
5HPRYHKHDYLHUVRLOZLWKZDUPVRDS\ZDWHU'RQRW
XVHDEUDVLYHVRIDQ\NLQG
5HDFWLYDWHWKHWRXFKSDGVDIWHUFOHDQLQJ
3DLQWHG6XUIDFHV
3DLQWHGVXUIDFHVLQFOXGHWKHVLGHVRIWKHUDQJHDQG
WKHGRRUWRSRIFRQWUROSDQHODQGWKHGUDZHUIURQW
&OHDQWKHVHZLWKVRDSDQGZDWHURUDYLQHJDUDQG
ZDWHUVROXWLRQ
'RQRWXVHFRPPHUFLDORYHQFOHDQHUVFOHDQLQJ
SRZGHUVVWHHOZRRORUKDUVKDEUDVLYHVRQDQ\
SDLQWHGVXUIDFH
+RZWR5HPRYH3URWHFWLYH6KLSSLQJ)LOPDQG3DFNDJLQJ7DSH
&DUHIXOO\JUDVSDFRUQHURIWKHSURWHFWLYHVKLSSLQJ
ILOPZLWK\RXUILQJHUVDQGVORZO\SHHOLWIURPWKH
DSSOLDQFHVXUIDFH'RQRWXVHDQ\VKDUSLWHPVWR
UHPRYHWKHILOP5HPRYHDOORIWKHILOPEHIRUHXVLQJ
WKHDSSOLDQFHIRUWKHILUVWWLPH
7RHQVXUHQRGDPDJHLVGRQHWRWKHILQLVKRIWKH
SURGXFWWKHVDIHVWZD\WRUHPRYHWKHDGKHVLYHIURP
SDFNDJLQJWDSHRQQHZDSSOLDQFHVLVDQDSSOLFDWLRQ
RIDKRXVHKROGOLTXLGGLVKZDVKLQJGHWHUJHQW$SSO\
ZLWKDVRIWFORWKDQGDOORZWRVRDN
127(7KHDGKHVLYHPXVWEHUHPRYHGIURPDOOSDUWV
,WFDQQRWEHUHPRYHGLILWLVEDNHGRQ
&RQWURO.QREV
7KHFRQWURONQREVPD\EHUHPRYHGIRUHDVLHU
FOHDQLQJ
0DNHVXUHWKHNQREVDUHLQWKH SRVLWLRQVDQG2))
SXOOWKHPVWUDLJKWRIIWKHVWHPVIRUFOHDQLQJ
7KHNQREVFDQEHFOHDQHGLQDGLVKZDVKHURUWKH\
PD\DOVREHZDVKHGZLWKVRDSDQGZDWHU0DNH
VXUHWKHLQVLGHRIWKHNQREVDUHGU\EHIRUHUHSODFLQJ
5HSODFHWKHNQREVLQWKH SRVLWLRQWRHQVXUH2))
SURSHUSODFHPHQW
3RUFHODLQ(QDPHO&RRNWRSRQVRPHPRGHOV
7KHSRUFHODLQHQDPHOILQLVKLVVWXUG\EXW
EUHDNDEOHLIPLVXVHG7KLVILQLVKLVDFLG
UHVLVWDQW+RZHYHUDQ\DFLGLFIRRGVVSLOOHG
VXFKDVIUXLWMXLFHVWRPDWRRUYLQHJDUVKRXOG
QRWEHSHUPLWWHGWRUHPDLQRQWKHILQLVK
,IDFLGVVSLOORQWKHFRRNWRSZKLOHLWLVKRWXVH
DGU\SDSHUWRZHORUFORWKWRZLSHLWXSULJKW
DZD\:KHQWKHVXUIDFHKDVFRROHGZDVKZLWK
VRDSDQGZDWHU5LQVHZHOO
)RURWKHUVSLOOVVXFKDVIDWVSDWWHULQJVZDVK
ZLWKVRDSDQGZDWHURUFOHDQVLQJSRZGHUV
DIWHUWKHVXUIDFHKDVFRROHG5LQVHZHOO3ROLVK
ZLWKDGU\FORWK
&DUHDQGFOHDQLQJRIWKHUDQJH
:$51,1*

Termékspecifikációk

Márka: GE
Kategória: sütő
Modell: Profile JD968BKBB

Szüksége van segítségre?

Ha segítségre van szüksége GE Profile JD968BKBB, tegyen fel kérdést alább, és más felhasználók válaszolnak Önnek




Útmutatók sütő GE

Útmutatók sütő

Legújabb útmutatók sütő